Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINVISION from Asse, company number BE0654862638, closed financial year 2025 with a result of € 4.2 million after tax. For that financial year FINVISION recorded a gross margin of € 6.3 million and equity of € 4.3 million. Compared with financial year 2024, the result moved from € 5.8 million to € 4.2 million. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 4.3 million
▲ € 4.2 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4.2 million
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 2.4 million
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.3 million.
People and assets in 2025
6.2
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 648,653
▲ 56% vs 2024
€ 104,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 398,544
▲ 27% vs 2024
Of which on lease € 99,754.
Debts at end 2025
€ 17.1 million
▼ 3% vs 2024
€ 2.4 million is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 283,933
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1.5 million
▲ € 1.4 million vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 420,221 | € 5,615,943 | € 6,686,456 | € 6,285,532 | ▼ 6% |
| Profit after taxes | € 34,267 | € 4,781,590 | € 5,766,877 | € 4,246,229 | ▼ 26% |
| Equity | € 24,821 | € 24,821 | € 24,821 | € 4,271,050 | ▲ € 4.2 million |
| Total debts | € 20,409,606 | € 27,965,367 | € 26,680,035 | € 25,753,524 | ▼ 3% |
| Cash | € 101,771 | € 1,573,219 | € 2,887,336 | € 2,352,832 | ▼ 19% |
| Retained profit | € 6,221 | € 6,221 | € 6,221 | € 4,252,450 | ▲ € 4.2 million |
| Dividend | € 34,267 | € 4,781,590 | € 5,766,877 | € 0 | ▼ 100% |
| Bank debt | € 19,829,834 | € 17,741,779 | € 17,725,616 | € 17,111,367 | ▼ 3% |
| Balance sheet total | € 20,434,427 | € 27,990,188 | € 26,704,856 | € 30,024,574 | ▲ 12% |
| Employees (FTE) | 3 | 4.2 | 4.7 | 6.2 | ▲ 1.5 |
Key figures of FINVISION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINVISION?
What happened at FINVISION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4.2 million (▼ 26% vs 2024). Source: NBB ↗
- Bruvacon BV became a director. NBB
- New establishment in Gent. KBO
- New establishment in Waregem. KBO
- New establishment in Antwerpen. KBO
- New establishment in Asse. KBO
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,267 profit in 2022 to € 4.2 million profit in 2025.
Paid € 1.4 million in corporate taxes since 2022.
Best year ever: 2024, with € 5.8 million profit.
On average € 1 million of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINVISION are Delporte Comm.V, Christophe De Paepe BV, Alix Stockman BV, Karel Nijs Bedrijfsrevisor BV, Bruvacon BV and Jackers Bedrijfsrevisor & Accountant BV. It owns 100% of Finvision CFO Services BV, 100% of CT&Co, 100% of Kantoor - Bureau Mignolet, 100% of Finvision Accountancy & Tax, 100% of Finvision Audit and 100% of Finticx itself.
Directors
According to the 2025 annual accounts
Director · represented by Kathleen Delporte
Director · represented by Christophe De Paepe
Director · represented by Alix Stockman
Managing director · represented by Karel Nijs
Director · represented by Lode Bruyneel
since 2025
Jackers Bedrijfsrevisor & Accountant BV
Managing director · represented by Jurgen Jackers
Also active at: HERKERBOS
Director · represented by Alexander Nulens
Engelen Bedrijfsrevisor & Accountant CommV
Managing director · represented by Didier Engelen
Managing director · represented by Samuel Verfaillie
Establishments
Establishment units
Physical locations of this company
Zuiderlaan 14/12
1731 Asse
Kuringersteenweg 172
3500 Hasselt
Active since 20 May 2016
Vredestraat 55 box 31
8790 Waregem
Active since 14 January 2022
Potvlietlaan 4
2600 Antwerpen
Active since 14 January 2022
Zuiderlaan 14 box 12
1731 Asse
Active since 14 January 2022
Brusselsesteenweg 6 box 301
9050 Gent
Active since 2 April 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0654.862.638
- VAT number
- BE 0654.862.638
- Registered office
- Zuiderlaan 14/12, 1731 Asse
- Names & denominations
- FINVISION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 May 2016
- Peppol
- Active · Active since 9 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van (gecertificeerde) (fiscaal) accountants
Activiteiten van bedrijfsrevisoren
Overige zakelijke dienstverlening, neg
Diverse administratieve activiteiten ten behoeve van kantoren