Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOCARS from Kruisem, company number BE0653897388, closed financial year 2025 with a result of € 172,964 after tax. For that financial year BOCARS recorded a gross margin of € 506,973 and equity of € 644,699. Compared with financial year 2024, the result moved from € 60,372 to € 172,964. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ 644,699
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 172,964
▲ 186% vs 2024
Profit after tax over the fiscal year.
€ 289,621
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 582,699.
People and assets in 2025
1.8
▲ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 87,861
▲ 44% vs 2024
€ 48,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,888
▲ 130% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.3 million
▲ 20% vs 2024
€ 179,617 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 37,976
▲ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 164,597
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 313,442 | € 321,268 | € 361,593 | € 506,973 | ▲ 40% |
| Profit after taxes | € 85,205 | € 54,229 | € 60,372 | € 172,964 | ▲ 186% |
| Equity | € 357,135 | € 411,364 | € 471,735 | € 644,699 | ▲ 37% |
| Total debts | € 2,790,062 | € 2,704,936 | € 2,536,552 | € 3,061,073 | ▲ 21% |
| Cash | € 212,732 | € 203,999 | € 361,921 | € 289,621 | ▼ 20% |
| Land & buildings | € 1,034,660 | € 975,974 | € 920,148 | € 976,452 | ▲ 6% |
| Retained profit | € 295,135 | € 349,364 | € 409,735 | € 582,699 | ▲ 42% |
| Bank debt | € 2,314,177 | € 2,136,759 | € 1,941,153 | € 2,333,731 | ▲ 20% |
| Balance sheet total | € 3,147,197 | € 3,116,300 | € 3,008,287 | € 3,705,772 | ▲ 23% |
| Employees (FTE) | 1.9 | 1.7 | 1.4 | 1.8 | ▲ 0.4 |
Key figures of BOCARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOCARS?
What happened at BOCARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marie Jooris stepped down as director. NBB
- Claude Hoste stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 172,964 (▲ 186% vs 2024). Source: NBB ↗
- Marie Jooris became a director. NBB
- Claude Hoste became a director. NBB
- New establishment in Zulte. KBO
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 85,205 profit in 2022 to € 172,964 profit in 2025.
Paid € 109,971 in corporate taxes since 2022.
Best year ever: 2025, with € 172,964 profit.
On average € 281,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Olsensesteenweg(KRU) 47
9770 Kruisem
Oudenaardestraat 29
9870 Zulte
Active since 18 February 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0653.897.388
- VAT number
- BE 0653.897.388
- Registered office
- Olsensesteenweg(KRU) 47, 9770 Kruisem
- Names & denominations
- BOCARS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Activiteiten van holdings
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Holdings