Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AUTO FRANK from Kruisem, company number BE0427007559, closed financial year 2025 with a result of € 413,288 after tax. For that financial year AUTO FRANK recorded revenue of € 19.3 million and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 194,014 to € 413,288. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 9, 2026.
€ 2.5 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 413,288
▲ 113% vs 2024
Profit after tax over the fiscal year.
€ 605,886
▲ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 483,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
4
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 244,227
▲ 9% vs 2024
€ 61,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 194,405
▲ 170% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
▼ 31% vs 2024
€ 913,574 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 219,635
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 4 days on average.
€ 167,113
▲ € 133,750 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 18,971,505 | € 23,361,100 | € 16,816,901 | € 19,336,352 | ▲ 15% |
| Profit after taxes | € 375,301 | € 1,031,483 | € 194,014 | € 413,288 | ▲ 113% |
| Equity | € 1,786,871 | € 2,368,354 | € 2,562,368 | € 2,492,656 | ▼ 3% |
| Total debts | € 4,449,544 | € 5,610,732 | € 3,797,128 | € 3,328,456 | ▼ 12% |
| Cash | € 1,011,920 | € 2,269,304 | € 467,189 | € 605,886 | ▲ 30% |
| Land & buildings | € 544,373 | € 521,343 | € 511,903 | € 498,494 | ▼ 3% |
| Retained profit | € 1,201,871 | € 1,783,354 | € 1,977,368 | € 1,907,656 | ▼ 4% |
| Dividend | € 0 | € 450,000 | € 0 | € 483,000 | |
| Bank debt | € 3,784,802 | € 4,346,319 | € 2,594,943 | € 1,779,318 | ▼ 31% |
| Balance sheet total | € 6,236,415 | € 7,979,085 | € 6,359,496 | € 5,821,112 | ▼ 8% |
| Employees (FTE) | 3 | 4.1 | 3.7 | 4 | ▲ 0.3 |
Key figures of AUTO FRANK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to AUTO FRANK?
What happened at AUTO FRANK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 413,288 (▲ 113% vs 2024). Source: NBB ↗
- Julie Vanhoutteghem became a director. NBB
- Franklin Sallemeyn became a director. NBB
- VANTHO became a director. NBB
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 375,301 profit in 2022 to € 413,288 profit in 2025.
Paid € 597,046 in corporate taxes since 2022.
Best year ever: 2023, with € 1 million profit.
Paid out € 933,000 in dividends to the owners in total.
Management
The stake of VANTHO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AUTO FRANKBehind AUTO FRANK are Julie Vanhoutteghem, Franklin Sallemeyn and VANTHO. The shares are held by VANTHO (50.1%).
Directors
According to the 2025 annual accounts
since 2021
Franklin Sallemeyn
Director
since 2019
Director · represented by Sallemeyn THOMAS
since 2019
Shareholders
VANTHO · holding of Julie Vanhoutteghem
50.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Olsensesteenweg(KRU) 59
9770 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.007.559
- VAT number
- BE 0427.007.559
- Registered office
- Olsensesteenweg(KRU) 59, 9770 Kruisem
- Names & denominations
- AUTO FRANK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1984
- Peppol
- Active · Active since 9 Apr 2025
- Activities · NACE
Groothandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Kleinhandel in onderdelen en accessoires van auto's
Onderhoud en reparatie van auto's
+3