Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO MARRAF from Charleroi, company number BE0652932140, closed financial year 2025 with a result of € 54,387 after tax. For that financial year IMMO MARRAF recorded a gross margin of € 138,814 and equity of € -184,629. Compared with financial year 2024, the result moved from € 26,673 to € 54,387. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ -184,629
▲ € 54,387 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 54,387
▲ 104% vs 2024
Profit after tax over the fiscal year.
€ 14,474
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -324,629.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,000
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 161,982 | € 176,672 | € 110,599 | € 138,814 | ▲ 26% |
| Profit after taxes | € 84,385 | € 98,482 | € 26,673 | € 54,387 | ▲ 104% |
| Equity | € -364,171 | € -265,689 | € -239,016 | € -184,629 | ▲ € 54,387 |
| Total debts | € 4,366,978 | € 4,203,915 | € 4,104,906 | € 3,989,285 | ▼ 3% |
| Cash | € 9,362 | € 13,198 | € 9,954 | € 14,474 | ▲ 45% |
| Land & buildings | € 2,447,812 | € 2,379,058 | € 2,310,303 | € 2,241,549 | ▼ 3% |
| Retained profit | € -504,171 | € -405,689 | € -379,016 | € -324,629 | ▲ € 54,387 |
| Balance sheet total | € 4,002,807 | € 3,938,226 | € 3,865,890 | € 3,804,656 | ▼ 2% |
Key figures of IMMO MARRAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO MARRAF?
What happened at IMMO MARRAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- OURAGAN FACTOR SA stepped down as director. NBB
- Maïté MAROTTA stepped down as director. NBB
- Mélanie MAROTTA stepped down as director. NBB
- Emmanuelle MAROTTA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 54,387 (▲ 104% vs 2024). Source: NBB ↗
- OURAGAN FACTOR SA became a director. NBB
- Maïté MAROTTA became a director. NBB
- Mélanie MAROTTA became a director. NBB
In short
From € 84,385 profit in 2022 to € 54,387 profit in 2025.
Best year ever: 2023, with € 98,482 profit.
A new publication or filing at IMMO MARRAF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2021 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Boulevard de l'Yser 24
6000 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →IMMOBILIERE PESA
€ 5 million gross margin · 2025
OURAGAN FACTOR same network
€ 6.7 million gross margin · 2025
THOMAS-DE RUDDER
€ 5.6 million gross margin · 2025
TRUMP
€ 1.1 million gross margin · 2025
GESTION IMMOBILIERE MODERNE
€ 24,879 gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0652.932.140
- VAT number
- BE 0652.932.140
- Registered office
- Boulevard de l'Yser 24, 6000 Charleroi
- Names & denominations
- IMMO MARRAF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2016
- Peppol
- Not registered