Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
D&G CREDITS from La Bruyère, company number BE0652931645, closed financial year 2025 with a result of € -1,705 after tax. For that financial year D&G CREDITS recorded a gross margin of € 2,203 and equity of € -4,301. Compared with financial year 2024, the result moved from € 11,010 to € -1,705. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ -4,301
▼ € 1,705 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,705
▼ still € 11,010 profit in 2024
Profit after tax over the fiscal year.
€ 609
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,501.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 363
Supplier invoices still open on the last day of the fiscal year.
€ 248
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,559 | € 5,825 | € 13,190 | € 2,203 | ▼ 83% |
| Profit after taxes | € -2,840 | € 3,869 | € 11,010 | € -1,705 | ▼ € 12,716 |
| Equity | € -17,474 | € -13,605 | € -2,595 | € -4,301 | ▼ € 1,705 |
| Total debts | € 21,078 | € 18,499 | € 6,726 | € 4,910 | ▼ 27% |
| Cash | - | - | - | € 609 | |
| Retained profit | € -23,674 | € -19,805 | € -8,795 | € -10,501 | ▼ € 1,705 |
| Bank debt | € 2,084 | € 1,862 | € 0 | € 0 | |
| Balance sheet total | € 3,604 | € 4,893 | € 4,131 | € 609 | ▼ 85% |
Key figures of D&G CREDITS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to D&G CREDITS?
What happened at D&G CREDITS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,705 (▼ € 12,716 vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 2,840 loss in 2022 to € 1,705 loss in 2025.
Paid € 491 in corporate taxes since 2022.
Best year ever: 2024, with € 11,010 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Dhuy, Warisoulx 3 box B
5080 La Bruyère
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0652.931.645
- VAT number
- BE 0652.931.645
- Registered office
- Rue de Dhuy, Warisoulx 3 bus B, 5080 La Bruyère
- Names & denominations
- D&G CREDITS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2016
- Peppol
- Not registered