Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOIRA from Beersel, company number BE0652845335, closed financial year 2025 with a result of € -10,566 after tax. For that financial year LOIRA recorded a gross margin of € 97,763 and equity of € -10,849. Compared with financial year 2024, the result moved from € 5,027 to € -10,566. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -10,849
▼ € 10,566 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,566
▼ still € 5,027 profit in 2024
Profit after tax over the fiscal year.
€ 8,564
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,049.
People and assets in 2025
0.6
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 33,506
▼ 27% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,466
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 933,816
▲ 1% vs 2024
€ 102,958 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 9,693
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 820
▲ 46% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,583 | € 138,436 | € 126,005 | € 97,763 | ▼ 22% |
| Profit after taxes | € 2,887 | € 25,163 | € 5,027 | € -10,566 | ▼ € 15,592 |
| Equity | € -30,473 | € -5,310 | € -283 | € -10,849 | ▼ € 10,566 |
| Total debts | € 1,110,657 | € 969,055 | € 945,765 | € 944,329 | |
| Cash | € 9,535 | € 13,351 | € 29,006 | € 8,564 | ▼ 70% |
| Land & buildings | € 757,722 | € 711,219 | € 664,716 | € 618,214 | ▼ 7% |
| Retained profit | € -36,673 | € -11,510 | € -6,483 | € -17,049 | ▼ € 10,566 |
| Bank debt | € 1,098,247 | € 962,496 | € 926,024 | € 933,816 | ▲ 1% |
| Balance sheet total | € 1,080,184 | € 963,745 | € 945,482 | € 933,480 | ▼ 1% |
| Employees (FTE) | 1.6 | 0.7 | 1.1 | 0.6 | ▼ 0.5 |
Key figures of LOIRA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOIRA?
What happened at LOIRA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,566 (▼ € 15,592 vs 2024). Source: NBB ↗
- ERMONELA RAKIPI became a director. NBB
- New establishment in Beersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,887 profit in 2022 to € 10,566 loss in 2025.
Paid € 6,129 in corporate taxes since 2022.
Best year ever: 2023, with € 25,163 profit.
On average € 114,600 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LOIRA are GERT CHRISTIAENS and ERMONELA RAKIPI. GERT CHRISTIAENS is also behind OUD BEERSEL.
Directors
According to the 2025 annual accounts
ERMONELA RAKIPI
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Laarheidestraat 230
1650 Beersel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0652.845.335
- VAT number
- BE 0652.845.335
- Registered office
- Laarheidestraat 230, 1650 Beersel
- Names & denominations
- LOIRA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 2016
- Peppol
- Active · Active since 27 Mar 2026
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