Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HUBEAUX ASSURANCES from Andenne, company number BE0652619067, closed financial year 2025 with a result of € -47,890 after tax. For that financial year HUBEAUX ASSURANCES recorded a gross margin of € 376,007 and equity of € -15,604. Compared with financial year 2024, the result moved from € -2,351 to € -47,890. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ -15,604
▼ € 47,890 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,890
▼ 1937 % more loss than in 2024
Profit after tax over the fiscal year.
€ 28,713
▲ € 25,493 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,204.
People and assets in 2025
€ 132,696
▲ 82% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 497
▼ 99% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▲ € 1.7 million vs 2024
€ 162,579 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 10,491
▲ 233% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,022
▼ 70% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,920 | € 136,145 | € 200,218 | € 376,007 | ▲ 88% |
| Profit after taxes | € 7,988 | € 49,374 | € -2,351 | € -47,890 | ▼ € 45,540 |
| Equity | € 18,263 | € 34,637 | € 32,286 | € -15,604 | ▼ € 47,890 |
| Total debts | € 123,194 | € 167,660 | € 2,259,962 | € 2,214,447 | ▼ 2% |
| Cash | € 3,199 | € 2,315 | € 3,220 | € 28,713 | ▲ € 25,493 |
| Retained profit | € -337 | € 16,037 | € 13,686 | € -34,204 | ▼ € 47,890 |
| Dividend | € 0 | € 33,000 | € 0 | € 0 | |
| Bank debt | € 103,007 | € 109,281 | € 425,000 | € 2,119,777 | ▲ € 1.7 million |
| Balance sheet total | € 141,457 | € 202,297 | € 2,292,248 | € 2,198,843 | ▼ 4% |
Key figures of HUBEAUX ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HUBEAUX ASSURANCES?
What happened at HUBEAUX ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 47,890. filed late Source: NBB ↗
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,988 profit in 2022 to € 47,890 loss in 2025.
Paid € 25,959 in corporate taxes since 2022.
Best year ever: 2023, with € 49,374 profit.
Paid out € 33,000 in dividends to the owners in total.
A new publication or filing at HUBEAUX ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HUBEAUX ASSURANCES is Samuel HUBEAUX. Samuel HUBEAUX is also behind JMS PATRIMONIUM.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Avenue Roi Albert 8
5300 Andenne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0652.619.067
- VAT number
- BE 0652.619.067
- Registered office
- Avenue Roi Albert 8, 5300 Andenne
- Names & denominations
- HUBEAUX ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 April 2016
- Peppol
- Active · Active since 26 Jan 2026
- Contact
- hubeaux.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars