Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMA-LEX from Tervuren, company number BE0651953826, closed financial year 2025 with a result of € 213,892 after tax. For that financial year CAMA-LEX recorded a gross margin of € 314,053 and equity of € 20,460. Compared with financial year 2024, the result moved from € 173,292 to € 213,892. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ 20,460
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 213,892
▲ 23% vs 2024
Profit after tax over the fiscal year.
€ 142,199
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 213,892 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 4,418
▲ € 4,055 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 562,967
▼ 8% vs 2024
€ 49,346 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 1,040
▼ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,389
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 360,610 | € 340,964 | € 255,935 | € 314,053 | ▲ 23% |
| Profit after taxes | € 253,042 | € 236,706 | € 173,292 | € 213,892 | ▲ 23% |
| Equity | € 20,460 | € 20,460 | € 20,460 | € 20,460 | |
| Total debts | € 1,352,264 | € 1,375,113 | € 1,215,200 | € 902,824 | ▼ 26% |
| Cash | € 599,727 | € 476,465 | € 512,202 | € 142,199 | ▼ 72% |
| Land & buildings | € 744,099 | € 727,896 | € 711,693 | € 695,489 | ▼ 2% |
| Retained profit | € 1,860 | € 1,860 | € 1,860 | € 1,860 | |
| Dividend | € 253,042 | € 236,706 | € 173,292 | € 213,892 | ▲ 23% |
| Bank debt | € 708,405 | € 660,347 | € 611,880 | € 562,967 | ▼ 8% |
| Balance sheet total | € 1,372,724 | € 1,395,573 | € 1,235,660 | € 923,284 | ▼ 25% |
Key figures of CAMA-LEX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMA-LEX?
What happened at CAMA-LEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 213,892 (▲ 23% vs 2024). Source: NBB ↗
- New establishment in Tervuren. KBO
- Start of the company according to the CBE. KBO
In short
From € 253,042 profit in 2022 to € 213,892 profit in 2025.
Paid € 272,421 in corporate taxes since 2022.
Best year ever: 2022, with € 253,042 profit.
Paid out € 876,932 in dividends to the owners in total.
Management
Behind CAMA-LEX is Laurence FLAMANT.
Directors
According to the 2025 annual accounts
Laurence FLAMANT
Manager
Establishments
Establishment units
Physical locations of this company
Waalsebaan 1
3080 Tervuren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0651.953.826
- VAT number
- BE 0651.953.826
- Registered office
- Waalsebaan 1, 3080 Tervuren
- Names & denominations
- CAMA-LEX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 April 2016
- Peppol
- Active · Active since 1 Sept 2025
- Activities · NACE
Activiteiten van advocaten
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