Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Busy address KBO
42 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
OPTICAL FINANCE BELGIQUE from Elsene, company number BE0651851480, closed financial year 2025 with a result of € -4,582 after tax. For that financial year OPTICAL FINANCE BELGIQUE recorded a gross margin of € -1,357 and equity of € -119,609. Compared with financial year 2024, the result moved from € -29,220 to € -4,582. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 5, 2026.
€ -119,609
▼ € 4,582 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,582
▲ 84 % less loss than in 2024
Profit after tax over the fiscal year.
€ 30,624
▲ € 24,839 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -269,609.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,871
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -37,034 | € 39,539 | € -25,439 | € -1,357 | ▲ € 24,082 |
| Profit after taxes | € -41,468 | € -52,863 | € -29,220 | € -4,582 | ▲ € 24,638 |
| Equity | € -32,943 | € -85,806 | € -115,027 | € -119,609 | ▼ € 4,582 |
| Total debts | € 134,409 | € 116,683 | € 123,525 | € 152,568 | ▲ 24% |
| Cash | € 17,221 | € 8,883 | € 5,784 | € 30,624 | ▲ € 24,839 |
| Retained profit | € -182,943 | € -235,806 | € -265,027 | € -269,609 | ▼ € 4,582 |
| Balance sheet total | € 101,466 | € 30,876 | € 8,498 | € 32,959 | ▲ 288% |
Key figures of OPTICAL FINANCE BELGIQUE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 3 March 2027.
What happened to OPTICAL FINANCE BELGIQUE?
What happened at OPTICAL FINANCE BELGIQUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,582. Source: NBB ↗
- Afif Haddar became a director. NBB
- Thierry Bernière stepped down as director. NBB
- Thierry Bernière became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 41,468 loss in 2022 to € 4,582 loss in 2025.
Management
Behind OPTICAL FINANCE BELGIQUE is Afif Haddar. The shares are held by Alain Afflelou Belgique (100%).
Directors
According to the 2025 annual accounts
since 2024
since 2021 · until 2024
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Louizalaan 143
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 42 companies are registered at this address.
All companies at this address →Socobom
€ 123,176 gross margin · 2025
Comptoir Bogaerts
GEVELE
€ 3.7 million revenue · 2025
ELARMEC
€ 392,913 gross margin · 2025
AUSI A ET P
€ 6,839 gross margin · 2025
+37 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0651.851.480
- VAT number
- BE 0651.851.480
- Registered office
- Louizalaan 143, 1050 Elsene
- Names & denominations
- OPTICAL FINANCE BELGIQUE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 2016
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in corrigerende brillen, lenzen en zonnebrillen
Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels