Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERVAECKE TOM from Harelbeke, company number BE0651778632, closed financial year 2025 with a result of € 8,418 after tax. For that financial year VERVAECKE TOM recorded a gross margin of € 198,952 and equity of € 144,026. Compared with financial year 2024, the result moved from € 22,414 to € 8,418. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 144,026
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,418
▼ 62% vs 2024
Profit after tax over the fiscal year.
€ 13,282
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 125,426.
People and assets in 2025
€ 114,184
▲ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,167
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 343,838
▼ 12% vs 2024
€ 59,230 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 27,585
▲ 196% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,956
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 203,940 | € 186,662 | € 186,830 | € 198,952 | ▲ 6% |
| Profit after taxes | € 27,924 | € -21,412 | € 22,414 | € 8,418 | ▼ 62% |
| Equity | € 134,606 | € 113,194 | € 135,607 | € 144,026 | ▲ 6% |
| Total debts | € 538,540 | € 542,706 | € 424,854 | € 396,119 | ▼ 7% |
| Cash | € 2,704 | € 14,869 | € 22,873 | € 13,282 | ▼ 42% |
| Land & buildings | € 306,077 | € 291,346 | € 276,616 | € 261,886 | ▼ 5% |
| Retained profit | € 116,006 | € 94,594 | € 117,007 | € 125,426 | ▲ 7% |
| Bank debt | € 519,302 | € 488,339 | € 391,364 | € 343,838 | ▼ 12% |
| Balance sheet total | € 673,145 | € 655,900 | € 560,461 | € 540,144 | ▼ 4% |
Key figures of VERVAECKE TOM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to VERVAECKE TOM?
What happened at VERVAECKE TOM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,418 (▼ 62% vs 2024). Source: NBB ↗
- New establishment in Harelbeke. KBO
- Tom Vervaecke became a director. NBB
- New establishment in Harelbeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,924 profit in 2022 to € 8,418 profit in 2025.
Paid € 9,727 in corporate taxes since 2022.
Best year ever: 2022, with € 27,924 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Tom Vervaecke
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Vlierbesstraat 16
8531 Harelbeke
Tweede Aardstraat 13a
8531 Harelbeke
Active since 28 September 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0651.778.632
- VAT number
- BE 0651.778.632
- Registered office
- Vlierbesstraat 16, 8531 Harelbeke
- Names & denominations
- VERVAECKE TOM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 April 2016
- Peppol
- Active · Active since 30 Oct 2023
- Activities · NACE
Schrijnwerk
Overige werkzaamheden in verband met de afwerking van gebouwen