Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 4.9 to 0.
Financials
Financial year 2025
SUMM.LINK from Gent, company number BE0651734783, closed financial year 2025 with a result of € -18,508 after tax. For that financial year SUMM.LINK recorded a gross margin of € 160,204 and equity of € -940,071. Compared with financial year 2024, the result moved from € -244,858 to € -18,508. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ -940,071
▼ € 18,508 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,508
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 31,268
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -958,671.
People and assets in 2025
0
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 390
▼ 99% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,092
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 1% vs 2024
€ 208,402 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 319,377
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,082
▼ 59% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 125,151 | € -267,236 | € -15,393 | € 160,204 | ▲ € 175,597 |
| Profit after taxes | € -52,161 | € -733,967 | € -244,858 | € -18,508 | ▲ € 226,350 |
| Equity | € 57,263 | € -676,704 | € -921,563 | € -940,071 | ▼ € 18,508 |
| Total debts | € 1,304,183 | € 1,481,302 | € 1,532,377 | € 1,521,974 | ▼ 1% |
| Cash | € 11,489 | € 14,874 | € 0 | € 31,268 | |
| Retained profit | € 38,663 | € -695,304 | € -940,163 | € -958,671 | ▼ € 18,508 |
| Bank debt | € 648,816 | € 1,144,089 | € 1,194,423 | € 1,187,553 | ▼ 1% |
| Balance sheet total | € 1,361,446 | € 804,597 | € 610,814 | € 581,903 | ▼ 5% |
| Employees (FTE) | 2.3 | 4.9 | 0.8 | 0 | ▼ 0.8 |
Key figures of SUMM.LINK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SUMM.LINK?
What happened at SUMM.LINK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,508. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,161 loss in 2022 to € 18,508 loss in 2025.
Paid € 399 in corporate taxes since 2022.
On average € 54,400 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SUMM.LINK are Kevin De Pauw and Mariana Soares Gomes.
Directors
According to the 2025 annual accounts
Kevin De Pauw
Director
Mariana Soares Gomes
Director
Establishments
Establishment units
Physical locations of this company
Nederkouter 26 box 401
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AMAZON-02 - Amazon.com, Inc., US
DNS
OVH DNS
Domain
Domain
summ.link
Registered
2021-07-26
Registrar
OVH, SAS
Expires
2026-07-26
Website info
Features
Security
Network
Details
- Company number
- 0651.734.783
- VAT number
- BE 0651.734.783
- Registered office
- Nederkouter 26 bus 401, 9000 Gent
- Names & denominations
- SUMM.LINK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 April 2016
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- summ.link [email protected] 0489327475
- Activities · NACE
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