Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.6 to 1.4.
Financials
Financial year 2025
F-CARRE from Nivelles, company number BE0650950964, closed financial year 2025 with a result of € 52,959 after tax. For that financial year F-CARRE recorded a gross margin of € 307,645 and equity of € 205,691. Compared with financial year 2024, the result moved from € 19,751 to € 52,959. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 205,691
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 52,959
▲ 168% vs 2024
Profit after tax over the fiscal year.
€ 93,441
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 187,091.
People and assets in 2025
1.4
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 97,907
▼ 45% vs 2024
€ 69,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,948
▲ € 27,715 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 628,768
▼ 32% vs 2024
€ 75,853 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 415,437
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,239
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 148,465 | € 576,057 | € 358,166 | € 307,645 | ▼ 14% |
| Profit after taxes | € 30,819 | € 21,169 | € 19,751 | € 52,959 | ▲ 168% |
| Equity | € 111,812 | € 132,981 | € 152,732 | € 205,691 | ▲ 35% |
| Total debts | € 870,832 | € 1,837,169 | € 1,284,590 | € 1,085,076 | ▼ 16% |
| Cash | € 208,706 | € 180,242 | € 117,785 | € 93,441 | ▼ 21% |
| Land & buildings | - | € 506,762 | € 422,762 | € 338,762 | ▼ 20% |
| Retained profit | € 93,212 | € 114,381 | € 134,132 | € 187,091 | ▲ 39% |
| Bank debt | € 281,235 | € 949,361 | € 926,147 | € 628,768 | ▼ 32% |
| Balance sheet total | € 982,644 | € 1,970,150 | € 1,437,322 | € 1,290,767 | ▼ 10% |
| Employees (FTE) | 1.4 | 2.6 | 1.7 | 1.4 | ▼ 0.3 |
Key figures of F-CARRE, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to F-CARRE?
What happened at F-CARRE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 52,959 (▲ 168% vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,819 profit in 2021 to € 52,959 profit in 2025.
Paid € 98,405 in corporate taxes since 2021.
Best year ever: 2025, with € 52,959 profit.
On average € 219,700 of value added per employee in 2025.
A new publication or filing at F-CARRE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F-CARRE are Frédéric Désirant and Frédéric Ghysels. It owns 98% of F-Carré Immo itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Avenue Albert-et-Elisabeth 131
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0650.950.964
- VAT number
- BE 0650.950.964
- Registered office
- Avenue Albert-et-Elisabeth 131, 1400 Nivelles
- Names & denominations
- F-CARRE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 2016
- Peppol
- Active · Active since 3 Dec 2025
- Contact
- f-carre.be
- Activities · NACE
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