Active · per the CBE, 16 September 2026

QOVER

BE0650939878

Rechtspersoon Public limited company 1 establishment

QOVER is an insurance broker in Brussel. Public Limited, started on 31 March 2016, 1 establishment.

Handelsstraat 31, 1000 Brussel

Active for

10 year, 5 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Two loss years in a row NBB

    Negative result in 2024 and 2025.

  • Busy address KBO

    43 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

QOVER from Brussel, company number BE0650939878, closed financial year 2025 with a result of € -6.8 million after tax. For that financial year QOVER recorded revenue of € 13 million and equity of € 9.2 million. Compared with financial year 2024, the result moved from € -8.5 million to € -6.8 million. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.

What it is worth Healthy

€ 9.2 million

▼ 42% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -6.8 million

▲ 20 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 13.5 million

▲ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -50 million.

People and assets in 2025

Full-time equivalents

116.2

▲ 8.5 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 10.4 million

▲ 4% vs 2024

€ 89,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 6,306

▼ 48% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 463,574

▼ 69% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3.2 million

▲ 149% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 123 days on average.

Taxes and wages

€ 1.3 million

▼ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Revenue - € 6,393,233 € 9,024,369 € 13,045,416 ▲ 45%
Gross margin € -3,296,246 - - -
Profit after taxes € -11,743,645 € -7,515,720 € -8,485,621 € -6,773,267 ▲ € 1.7 million
Equity € 6,399,888 € 9,957,501 € 15,981,330 € 9,208,063 ▼ 42%
Total debts € 7,392,008 € 19,356,083 € 20,109,250 € 26,099,784 ▲ 30%
Cash € 9,738,952 € 11,514,543 € 9,407,852 € 13,469,627 ▲ 43%
Retained profit € -27,200,015 € -34,715,736 € -43,201,357 € -49,974,624 ▼ € 6.8 million
Bank debt € 0 € 2,442,956 € 1,502,504 € 463,574 ▼ 69%
Balance sheet total € 13,791,896 € 29,313,583 € 36,090,580 € 35,307,847 ▼ 2%
Employees (FTE) 91.6 83.6 107.7 116.2 ▲ 8.5

Key figures of QOVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to QOVER?

What happened at QOVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • ZURICH INSURANCE COMPANY LTD AUTRE stepped down as director. NBB
  • Joost HOLLEMAN stepped down as director. NBB
  • QC CONSULT SRL stepped down as director. NBB
  • Yann RANCHERE stepped down as director. NBB
  • JCV CONSULT SRL stepped down as director. NBB
  • Rodolphe MENEGAUX stepped down as director. NBB
  • New annual accounts for financial year 2025: loss of € 6.8 million. Source: NBB ↗
  • Joost HOLLEMAN became a director. NBB

In short

From € 11.7 million loss in 2022 to € 6.8 million loss in 2025.

Paid € 366,164 in corporate taxes since 2022.

Pays suppliers within 123 days on average.

Management

Directors

According to the 2025 annual accounts

Joost HOLLEMAN

Director

since 2025 · until 2027

QC CONSULT SRL

Managing director · represented by COLMANT QUENTIN

Also active at: C.J. Coleman

since 2021 · until 2027

Yann RANCHERE

Director

since 2021 · until 2027

JCV CONSULT SRL

Director · represented by VELGE JEAN-CHARLES

since 2021 · until 2027

ZURICH INSURANCE COMPANY LTD AUTRE

Director · represented by Emel CAN

since 2023 · until 2029

Rodolphe MENEGAUX

Director

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Handelsstraat 31

1000 Brussel

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0650.939.878
VAT number
BE 0650.939.878
Registered office
Handelsstraat 31, 1000 Brussel
Names & denominations
QOVER
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
31 March 2016
Peppol
Active · Active since 6 Nov 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Ontwerpen van computerprogramma’s

Overige dienstverlenende activiteiten op het gebied van informatie

Overige zakelijke dienstverlening, neg

Activiteiten van adviesbureaus op het gebied van public relations en communicatie

Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten

+5

Frequently asked questions

What does QOVER do?
QOVER is an insurance broker in Brussel. Public Limited, started on 31 March 2016, 1 establishment.
What is the address of QOVER?
The registered office of QOVER is located at Handelsstraat 31, 1000 Brussel.
Is QOVER still active?
Yes. According to the CBE (16 September 2026) QOVER is active, legal situation “Normale toestand”, started on 31 March 2016.
Is QOVER registered on Peppol?
Yes, QOVER is registered on the Peppol network with ID 0208:0650939878.
What is the enterprise number of QOVER?
The enterprise number of QOVER is BE0650939878.
When was QOVER founded?
QOVER was founded on 31 March 2016.