Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HP&SV Finance from Tielt-Winge, company number BE0650921666, closed financial year 2025 with a result of € 5,381 after tax. For that financial year HP&SV Finance recorded a gross margin of € -465 and equity of € 543,566. Compared with financial year 2024, the result moved from € 10,486 to € 5,381. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 543,566
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,381
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 828
▲ € 714 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 524,966.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,959
▼ 22% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 414,401 | € 645,076 | € 254 | € -465 | ▼ € 720 |
| Profit after taxes | € 174,327 | € 414,402 | € 10,486 | € 5,381 | ▼ 49% |
| Equity | € 113,298 | € 527,699 | € 538,185 | € 543,566 | ▲ 1% |
| Total debts | € 253,535 | € 129,670 | € 83,780 | € 83,162 | ▼ 1% |
| Cash | € 55,389 | € 4,519 | € 114 | € 828 | ▲ € 714 |
| Retained profit | € 94,698 | € 509,099 | € 519,585 | € 524,966 | ▲ 1% |
| Dividend | € 150,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 366,833 | € 657,369 | € 621,965 | € 626,728 | ▲ 1% |
Key figures of HP&SV Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HP&SV Finance?
What happened at HP&SV Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,381 (▼ 49% vs 2024). Source: NBB ↗
- New establishment in Tielt-Winge. KBO
- Start of the company according to the CBE. KBO
In short
From € 174,327 profit in 2022 to € 5,381 profit in 2025.
Paid € 163,198 in corporate taxes since 2022.
Best year ever: 2023, with € 414,402 profit.
Paid out € 150,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SNB comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HP&SV FinanceBehind HP&SV Finance is SNB BV. The shares are held by SNB (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 203 box 1
3390 Tielt-Winge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0650.921.666
- VAT number
- BE 0650.921.666
- Registered office
- Leuvensesteenweg 203 bus 1, 3390 Tielt-Winge
- Names & denominations
- HP&SV Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 March 2016
- Peppol
- Not registered