Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Late annual account NBB
Fiscal year 2023 was filed 243 days after the legal deadline.
-
Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
TOP-CONSTRUCTION & TRADE from Colfontaine, company number BE0650790222, closed financial year 2023 with a result of € 36,302 after tax. For that financial year TOP-CONSTRUCTION & TRADE recorded a gross margin of € 52,788 and equity of € 114,513. Compared with financial year 2022, the result moved from € 10,763 to € 36,302. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2025.
€ 114,513
▲ 46% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 36,302
▲ 237% vs 2022
Profit after tax over the fiscal year.
€ 24,857
▲ 192% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € 95,913.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,439
▼ 36% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 5,584
▼ 60% vs 2022
Loans from banks and other lenders, long and short.
€ 142,825
▲ € 140,512 vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 38,640
▲ 196% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Revenue | € 460,686 | - | - | |
| Gross margin | € 13,789 | € 27,487 | € 52,788 | ▲ 92% |
| Profit after taxes | € 6,111 | € 10,763 | € 36,302 | ▲ 237% |
| Equity | € 67,448 | € 78,211 | € 114,513 | ▲ 46% |
| Total debts | € 7,278 | € 30,087 | € 187,764 | ▲ € 157,677 |
| Cash | € 16,814 | € 8,506 | € 24,857 | ▲ 192% |
| Retained profit | € 48,848 | € 59,611 | € 95,913 | ▲ 61% |
| Bank debt | € 0 | € 14,094 | € 5,584 | ▼ 60% |
| Balance sheet total | € 74,726 | € 108,298 | € 302,277 | ▲ 179% |
Key figures of TOP-CONSTRUCTION & TRADE, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to TOP-CONSTRUCTION & TRADE?
What happened at TOP-CONSTRUCTION & TRADE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 36,302 (▲ 237% vs 2022). filed late Source: NBB ↗
- S.M.A. MANAGEMENT became a director. NBB
- New establishment in Colfontaine. KBO
- Laurent COSSE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,111 profit in 2021 to € 36,302 profit in 2023.
Paid € 17,621 in corporate taxes since 2021.
Best year ever: 2023, with € 36,302 profit.
Management
The stake of UN HABITAT POUR DEMAIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TOP-CONSTRUCTION & TRADEBehind TOP-CONSTRUCTION & TRADE are Laurent COSSE and S.M.A. MANAGEMENT. The shares are held by UN HABITAT POUR DEMAIN (42%).
Directors
According to the 2023 annual accounts
Laurent COSSE
Director
since 2016
Director · represented by Giuseppe LIVOLSI
since 2017
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place Saint-Pierre 2
7340 Colfontaine
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0650.790.222
- VAT number
- BE 0650.790.222
- Registered office
- Place Saint-Pierre 2, 7340 Colfontaine
- Names & denominations
- TOP-CONSTRUCTION & TRADE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2016
- Peppol
- Active · Active since 11 Sept 2025
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