Financials
Financial year 2025
CK Finance from Duffel, company number BE0649958891, closed financial year 2025 with a result of € 39,844 after tax. For that financial year CK Finance recorded a gross margin of € 66,467 and equity of € 18,937. Compared with financial year 2024, the result moved from € 39,079 to € 39,844. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 18,937
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,844
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 13,947
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 39,457 paid out
99 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,336
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 104,977
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 3,375
▲ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,253
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 52,881 | € 70,183 | € 63,618 | € 66,467 | ▲ 4% |
| Profit after taxes | € 15,051 | € 46,823 | € 39,079 | € 39,844 | ▲ 2% |
| Equity | € 70,645 | € 18,550 | € 18,550 | € 18,937 | ▲ 2% |
| Total debts | € 152,079 | € 177,370 | € 175,115 | € 143,309 | ▼ 18% |
| Cash | € 10,856 | € 23,210 | € 38,968 | € 13,947 | ▼ 64% |
| Land & buildings | € 133,418 | € 127,958 | € 122,498 | € 117,038 | ▼ 4% |
| Retained profit | € 52,095 | € 0 | € 0 | € 387 | |
| Dividend | € 0 | € 98,918 | € 39,079 | € 39,457 | ▲ 1% |
| Bank debt | € 129,100 | € 121,198 | € 113,158 | € 104,977 | ▼ 7% |
| Balance sheet total | € 222,723 | € 195,920 | € 193,665 | € 162,246 | ▼ 16% |
Key figures of CK Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CK Finance?
What happened at CK Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,844 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Duffel. KBO
- Koen Ceuppens became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,051 profit in 2022 to € 39,844 profit in 2025.
Paid € 47,844 in corporate taxes since 2022.
Best year ever: 2023, with € 46,823 profit.
Paid out € 177,454 in dividends to the owners in total.
Management
Behind CK Finance is Koen Ceuppens.
Directors
According to the 2025 annual accounts
Koen Ceuppens
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Oude Liersebaan 164
2570 Duffel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.958.891
- VAT number
- BE 0649.958.891
- Registered office
- Oude Liersebaan 164, 2570 Duffel
- Names & denominations
- CK Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 February 2016
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Holdings