Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FC SACHEL from Mons, company number BE0649782214, closed financial year 2025 with a result of € 18,279 after tax. For that financial year FC SACHEL recorded a gross margin of € 132,751 and equity of € 483,758. Compared with financial year 2024, the result moved from € 48,378 to € 18,279. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 483,758
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,279
▼ 62% vs 2024
Profit after tax over the fiscal year.
€ 32,112
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 477,558.
People and assets in 2025
€ 103,300
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 760,245
▼ 15% vs 2024
€ 83,417 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 1,784
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,747
▼ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 110,213 | € 167,082 | € 156,539 | € 132,751 | ▼ 15% |
| Profit after taxes | € 49,380 | € 80,939 | € 48,378 | € 18,279 | ▼ 62% |
| Equity | € 418,085 | € 499,023 | € 465,480 | € 483,758 | ▲ 4% |
| Total debts | € 435,545 | € 402,166 | € 904,379 | € 769,887 | ▼ 15% |
| Cash | € 116,464 | € 174,567 | € 22,953 | € 32,112 | ▲ 40% |
| Land & buildings | € 546,153 | € 513,187 | € 1,018,412 | € 997,162 | ▼ 2% |
| Retained profit | € 411,885 | € 492,823 | € 459,280 | € 477,558 | ▲ 4% |
| Dividend | € 0 | € 0 | € 81,922 | € 0 | ▼ 100% |
| Bank debt | € 412,366 | € 384,499 | € 893,740 | € 760,245 | ▼ 15% |
| Balance sheet total | € 853,629 | € 901,189 | € 1,369,859 | € 1,253,645 | ▼ 8% |
Key figures of FC SACHEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2026 has not been filed yet; it was expected before 28 September 2026.
What happened to FC SACHEL?
What happened at FC SACHEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,279 (▼ 62% vs 2024). filed late Source: NBB ↗
- New establishment in Mons. KBO
- FRANCOIS MASSELUS became a director. NBB
- CELINE PHAM became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 49,380 profit in 2022 to € 18,279 profit in 2025.
Paid € 68,706 in corporate taxes since 2022.
Best year ever: 2023, with € 80,939 profit.
Paid out € 81,922 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FC SACHEL are FRANCOIS MASSELUS and CELINE PHAM.
Directors
According to the 2025 annual accounts
FRANCOIS MASSELUS
Director
since 2016
CELINE PHAM
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Rue de la Cascade (H.) 6
7022 Mons
Rue Allende 130
7021 Mons
Active since 9 May 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.782.214
- VAT number
- BE 0649.782.214
- Registered office
- Rue de la Cascade (H.) 6, 7022 Mons
- Names & denominations
- FC SACHEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2016
- Peppol
- Not registered