Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ETS GARCIA from Oudergem, company number BE0649753807, closed financial year 2025 with a result of € -3,016 after tax. For that financial year ETS GARCIA recorded a gross margin of € 124,921 and equity of € -7,953. Compared with financial year 2024, the result moved from € 8,268 to € -3,016. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ -7,953
▼ € 3,016 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,016
▼ still € 8,268 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,153.
People and assets in 2025
€ 102,817
▲ 59% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 854
▲ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 35,000
▲ 35% vs 2024
Loans from banks and other lenders, long and short.
€ 17,264
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,044
▲ 65% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,490 | € 82,273 | € 99,912 | € 124,921 | ▲ 25% |
| Profit after taxes | € -54,698 | € -23,443 | € 8,268 | € -3,016 | ▼ € 11,284 |
| Equity | € 10,238 | € -13,205 | € -4,937 | € -7,953 | ▼ € 3,016 |
| Total debts | € 96,614 | € 84,002 | € 70,764 | € 61,320 | ▼ 13% |
| Cash | € 2,820 | € 2,402 | € 1,133 | - | |
| Retained profit | € 4,038 | € -19,405 | € -11,137 | € -14,153 | ▼ € 3,016 |
| Bank debt | € 35,000 | € 34,000 | € 26,000 | € 35,000 | ▲ 35% |
| Balance sheet total | € 106,852 | € 70,797 | € 65,827 | € 53,367 | ▼ 19% |
Key figures of ETS GARCIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ETS GARCIA?
What happened at ETS GARCIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,016 (▼ € 11,284 vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Oudergem. KBO
In short
From € 54,698 loss in 2022 to € 3,016 loss in 2025.
Paid € 1,470 in corporate taxes since 2022.
Best year ever: 2024, with € 8,268 profit.
Management
Behind ETS GARCIA are Catherine BOLLE and José Antonio GARCIA URBANEJO.
Directors
According to the 2025 annual accounts
Catherine BOLLE
Director
José Antonio GARCIA URBANEJO
Director
Establishments
Establishment units
Physical locations of this company
Guillaume Crocklaan 21
1160 Oudergem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Hostinger Mail
Hosting
ACCELERATED-IT, DE
Website info
Features
Security
Network
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Catherine Gilbert Josée BOLLE(vennoot) 48%
- José Antonio GARCIA URBANEJO(vennoot) 48%
- Mélissa Diana Antonia GARCIA Y URBANEJA(vennoot) 4%
Details
- Company number
- 0649.753.807
- VAT number
- BE 0649.753.807
- Registered office
- Guillaume Crocklaan 21, 1160 Oudergem
- Names & denominations
- ETS GARCIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 March 2016
- Peppol
- Active · Active since 4 Nov 2025
- Contact
- garciarenovation.be
- Activities · NACE
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