Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PARCIALFINANCE from Etterbeek, company number BE0649611572, closed financial year 2025 with a result of € 13,840 after tax. For that financial year PARCIALFINANCE recorded a gross margin of € 53,582 and equity of € 8,232. Compared with financial year 2024, the result moved from € 73,451 to € 13,840. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 8,232
▲ € 13,840 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,840
▼ 81% vs 2024
Profit after tax over the fiscal year.
€ 1,366
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -10,368.
People and assets in 2025
€ 36,455
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,242
▲ € 1,128 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,179
▼ 10% vs 2024
Loans from banks and other lenders, long and short.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,361 | € 40,873 | € 110,799 | € 53,582 | ▼ 52% |
| Profit after taxes | € 4,061 | € 2,283 | € 73,451 | € 13,840 | ▼ 81% |
| Equity | € -81,342 | € -79,059 | € -5,607 | € 8,232 | ▲ € 13,840 |
| Total debts | € 112,890 | € 98,005 | € 20,771 | € 13,179 | ▼ 37% |
| Cash | € 2,549 | € 1,862 | € 1,413 | € 1,366 | ▼ 3% |
| Land & buildings | € 861 | € 0 | € 0 | € 0 | |
| Retained profit | € -99,942 | € -97,659 | € -24,207 | € -10,368 | ▲ € 13,840 |
| Bank debt | € 15,046 | € 14,801 | € 14,711 | € 13,179 | ▼ 10% |
| Balance sheet total | € 31,548 | € 18,947 | € 15,164 | € 21,411 | ▲ 41% |
Key figures of PARCIALFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PARCIALFINANCE?
What happened at PARCIALFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,840 (▼ 81% vs 2024). Source: NBB ↗
- Rui TAVEIRA CAPUCHO became a director. NBB
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,061 profit in 2022 to € 13,840 profit in 2025.
Best year ever: 2024, with € 73,451 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PARCIALFINANCE are Rui TAVEIRA CAPUCHO and Fernando GONCALVES DA GRACA.
Directors
According to the 2025 annual accounts
Rui TAVEIRA CAPUCHO
Director
since 2021
Fernando GONCALVES DA GRACA
Director
Establishments
Establishment units
Physical locations of this company
Jachtlaan 171
1040 Etterbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.611.572
- VAT number
- BE 0649.611.572
- Registered office
- Jachtlaan 171, 1040 Etterbeek
- Names & denominations
- PARCIALFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2016
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- [email protected] 027251192
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van syndici van onroerend goed
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis