Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2026; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2026.
Financials
Financial year 2026
BUREAU D'ETUDES BTC from Frameries, company number BE0649566636, closed financial year 2026 with a result of € -82,178 after tax. For that financial year BUREAU D'ETUDES BTC recorded revenue of € 24,573 and equity of € -41,054. Compared with financial year 2025, the result moved from € -6,256 to € -82,178. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 14, 2026.
€ -41,054
▼ € 82,178 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -82,178
▼ 1213 % more loss than in 2025
Profit after tax over the fiscal year.
€ 4,381
▼ 78% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -47,254.
People and assets in 2026
1.4
▲ 0.4 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 84,521
▲ 39% vs 2025
€ 60,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 789
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 2,343
▼ 51% vs 2025
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 41 days on average.
€ 15,832
▲ 14% vs 2025
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 24,573 | |
| Gross margin | € 40,870 | € 45,503 | € 56,468 | - | |
| Profit after taxes | € -8,905 | € -6,443 | € -6,256 | € -82,178 | ▼ € 75,921 |
| Equity | € 53,823 | € 47,380 | € 41,123 | € -41,054 | ▼ € 82,178 |
| Total debts | € 21,039 | € 22,064 | € 18,672 | € 76,175 | ▲ € 57,503 |
| Cash | € 24,406 | € 26,472 | € 19,481 | € 4,381 | ▼ 78% |
| Retained profit | € 47,623 | € 41,180 | € 34,923 | € -47,254 | ▼ € 82,178 |
| Bank debt | € 5,867 | € 5,905 | € 0 | € 0 | |
| Balance sheet total | € 74,862 | € 69,443 | € 59,795 | € 35,121 | ▼ 41% |
| Employees (FTE) | 1 | 1 | 1 | 1.4 | ▲ 0.4 |
Key figures of BUREAU D'ETUDES BTC, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to BUREAU D'ETUDES BTC?
What happened at BUREAU D'ETUDES BTC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 82,178. Source: NBB ↗
- Bernard COURCELLES became a director. NBB
- A.C. GROUP S.R.L. stepped down as director. NBB
- A.C. GROUP S.R.L. became a director. NBB
- New establishment in Frameries. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,905 loss in 2023 to € 82,178 loss in 2026.
Paid € 932 in corporate taxes since 2023.
On average € 56,500 of value added per employee in 2025.
Pays suppliers within 41 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of A.C.GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU D'ETUDES BTCBehind BUREAU D'ETUDES BTC is Bernard COURCELLES. The shares are held by Courcelles Immo SRL (100%) and A.C.GROUP (50%). It owns 100% of Batecolor SRL itself.
Directors
According to the 2026 annual accounts
Bernard COURCELLES
Director
since 2025
since 2022 · until 2025
Shareholders
100%
50%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue de Taisnières 28 box C
7080 Frameries
Place Jacques Brel 11
7080 Frameries
Active since 3 March 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0649.566.636
- VAT number
- BE 0649.566.636
- Registered office
- Rue de Taisnières 28 bus C, 7080 Frameries
- Names & denominations
- BUREAU D'ETUDES BTC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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