What does FINE HOMES do?

FINE HOMES is an estate agency in Sint-Gillis-Waas. Private Limited, started on 1 March 2016, 1 establishment.

What is the address of FINE HOMES?

The registered office of FINE HOMES is located at Kerkstraat(SGW) 2, 9170 Sint-Gillis-Waas.

Is FINE HOMES still active?

Yes. According to the CBE (31 October 2026) FINE HOMES is active, legal situation “Normale toestand”, started on 1 March 2016.

Is FINE HOMES registered on Peppol?

Yes, FINE HOMES is registered on the Peppol network with ID 0208:0649496459.

What is the enterprise number of FINE HOMES?

The enterprise number of FINE HOMES is BE0649496459.

When was FINE HOMES founded?

FINE HOMES was founded on 1 March 2016.

Who are the directors of FINE HOMES?

According to the 2025 annual accounts, the directors of FINE HOMES are: Bart Theofiel E. Roelandt, Liesbeth Moorthamers.

Is FINE HOMES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 March 2016; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did FINE HOMES make in 2025?

FINE HOMES recorded a loss after taxes of € 16,781 in financial year 2025.

What is the revenue of FINE HOMES?

As a small company, FINE HOMES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 134,477.

FINE HOMES (Private Limited) - Sint-Gillis-Waas

Dossier FINE HOMES, printed on 1 November 2026 from databakkes.be/en/0649496459/fine-homes. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINE HOMES from Sint-Gillis-Waas, company number BE0649496459, closed financial year 2025 with a result of € -16,781 after tax. For that financial year FINE HOMES recorded a gross margin of € 134,477 and equity of € 255,981. Compared with financial year 2024, the result moved from € 24,621 to € -16,781. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.

What it is worth Healthy

€ 255,981

▼ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -16,781

▼ still € 24,621 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 134,187

▲ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 255,981.

People and assets in 2025

Wage cost

€ 84,869

▼ 22% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,812

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 11 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 269,744

▼ 7% vs 2024

€ 25,540 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 14,624

▼ 83% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 32,986

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 210,961 Gross margin 2022: € 210,961 First fiscal year in the series	€ 225,765 Gross margin 2023: € 225,765 ▲ 7% vs 2022 (€ 210,961) Favourable step	€ 211,868 Gross margin 2024: € 211,868 ▼ 6% vs 2023 (€ 225,765) Unfavourable step	€ 134,477 Gross margin 2025: € 134,477 ▼ 37% vs 2024 (€ 211,868) Unfavourable step	▼ 37%
Profit after taxes	€ 24,669 Profit after taxes 2022: € 24,669 First fiscal year in the series	€ 16,702 Profit after taxes 2023: € 16,702 ▼ 32% vs 2022 (€ 24,669) Unfavourable step	€ 24,621 Profit after taxes 2024: € 24,621 ▲ 47% vs 2023 (€ 16,702) Favourable step	€ -16,781 Profit after taxes 2025: € -16,781 ▼ € 41,402 vs 2024 (€ 24,621) Unfavourable step	▼ € 41,402
Equity	€ 342,420 Equity 2022: € 342,420 First fiscal year in the series	€ 269,649 Equity 2023: € 269,649 ▼ 21% vs 2022 (€ 342,420) Unfavourable step	€ 272,762 Equity 2024: € 272,762 ▲ 1% vs 2023 (€ 269,649) Favourable step	€ 255,981 Equity 2025: € 255,981 ▼ 6% vs 2024 (€ 272,762) Unfavourable step	▼ 6%
Total debts	€ 359,295 Total debts 2022: € 359,295 First fiscal year in the series	€ 343,077 Total debts 2023: € 343,077 ▼ 5% vs 2022 (€ 359,295) Favourable step	€ 421,734 Total debts 2024: € 421,734 ▲ 23% vs 2023 (€ 343,077) Unfavourable step	€ 325,410 Total debts 2025: € 325,410 ▼ 23% vs 2024 (€ 421,734) Favourable step	▼ 23%
Cash	€ 196,129 Cash 2022: € 196,129 First fiscal year in the series	€ 45,899 Cash 2023: € 45,899 ▼ 77% vs 2022 (€ 196,129) Unfavourable step	€ 118,293 Cash 2024: € 118,293 ▲ 158% vs 2023 (€ 45,899) Favourable step	€ 134,187 Cash 2025: € 134,187 ▲ 13% vs 2024 (€ 118,293) Favourable step	▲ 13%
Land & buildings	€ 465,254 Land & buildings 2022: € 465,254 First fiscal year in the series	€ 462,447 Land & buildings 2023: € 462,447 ▼ 1% vs 2022 (€ 465,254) Unchanged	€ 426,159 Land & buildings 2024: € 426,159 ▼ 8% vs 2023 (€ 462,447) Unchanged	€ 389,793 Land & buildings 2025: € 389,793 ▼ 9% vs 2024 (€ 426,159) Unchanged	▼ 9%
Retained profit	€ 342,420 Retained profit 2022: € 342,420 First fiscal year in the series	€ 269,649 Retained profit 2023: € 269,649 ▼ 21% vs 2022 (€ 342,420) Unfavourable step	€ 272,762 Retained profit 2024: € 272,762 ▲ 1% vs 2023 (€ 269,649) Favourable step	€ 255,981 Retained profit 2025: € 255,981 ▼ 6% vs 2024 (€ 272,762) Unfavourable step	▼ 6%
Dividend	€ 800 Dividend 2022: € 800 First fiscal year in the series	€ 89,474 Dividend 2023: € 89,474 ▲ € 88,674 vs 2022 (€ 800) Unchanged	€ 21,053 Dividend 2024: € 21,053 ▼ 76% vs 2023 (€ 89,474) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 21,053) Unchanged	▼ 100%
Bank debt	€ 333,426 Bank debt 2022: € 333,426 First fiscal year in the series	€ 312,587 Bank debt 2023: € 312,587 ▼ 6% vs 2022 (€ 333,426) Favourable step	€ 291,033 Bank debt 2024: € 291,033 ▼ 7% vs 2023 (€ 312,587) Favourable step	€ 269,744 Bank debt 2025: € 269,744 ▼ 7% vs 2024 (€ 291,033) Favourable step	▼ 7%
Balance sheet total	€ 701,715 Balance sheet total 2022: € 701,715 First fiscal year in the series	€ 612,725 Balance sheet total 2023: € 612,725 ▼ 13% vs 2022 (€ 701,715) Unchanged	€ 694,496 Balance sheet total 2024: € 694,496 ▲ 13% vs 2023 (€ 612,725) Unchanged	€ 581,391 Balance sheet total 2025: € 581,391 ▼ 16% vs 2024 (€ 694,496) Unchanged	▼ 16%

Key figures of FINE HOMES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINE HOMES?

What happened at FINE HOMES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 27, 2026 New annual accounts for financial year 2025: loss of € 16,781 (▼ € 41,402 vs 2024). Source: NBB ↗
2023 Liesbeth Moorthamers became a director. NBB
Mar 1, 2016 New establishment in Sint-Gillis-Waas. KBO
Mar 1, 2016 Start of the company according to the CBE. KBO
2016 Bart Theofiel E. Roelandt became a director. NBB

In short

From € 24,669 profit in 2022 to € 16,781 loss in 2025.

Paid € 37,581 in corporate taxes since 2022.

Best year ever: 2022, with € 24,669 profit.

Paid out € 111,326 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Bart Theofiel E. Roelandt Liesbeth Moorthamers

FINE HOMES

Behind FINE HOMES are Bart Theofiel E. Roelandt and Liesbeth Moorthamers.

Directors

According to the 2025 annual accounts

Bart Theofiel E. Roelandt

Director

since 2016

Liesbeth Moorthamers

Director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Kerkstraat(SGW) 2

9170 Sint-Gillis-Waas

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0649.496.459

VAT number

BE 0649.496.459

Registered office

Kerkstraat(SGW) 2, 9170 Sint-Gillis-Waas

Names & denominations

FINE HOMES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 March 2016

Peppol

Active · Active since 31 Oct 2023

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Activiteiten van syndici van onroerend goed

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

FINE HOMES

Financials

What happened to FINE HOMES?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions