Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 4.1 to 3.
Financials
Financial year 2025
AVIZA INSURANCE from Antwerpen, company number BE0648788557, closed financial year 2025 with a result of € 135,962 after tax. For that financial year AVIZA INSURANCE recorded a gross margin of € 722,144 and equity of € 272,308. Compared with financial year 2024, the result moved from € 82,121 to € 135,962. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 272,308
▲ 100% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 135,962
▲ 66% vs 2024
Profit after tax over the fiscal year.
€ 1.2 million
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 266,546.
People and assets in 2025
3
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 370,278
▼ 40% vs 2024
€ 123,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,267
▼ 12% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 297,109
▼ 8% vs 2024
Loans from banks and other lenders, long and short.
€ 716,303
▲ € 578,493 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 164,950
▲ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 568,900 | € 520,112 | € 891,583 | € 722,144 | ▼ 19% |
| Profit after taxes | € 24,587 | € 20,914 | € 82,121 | € 135,962 | ▲ 66% |
| Equity | € 33,311 | € 54,225 | € 136,346 | € 272,308 | ▲ 100% |
| Total debts | € 1,924,569 | € 1,409,931 | € 2,401,960 | € 3,519,261 | ▲ 47% |
| Cash | € 196,088 | € 679,956 | € 1,014,680 | € 1,177,703 | ▲ 16% |
| Retained profit | € 27,548 | € 48,462 | € 130,584 | € 266,546 | ▲ 104% |
| Bank debt | € 197,109 | € 372,109 | € 322,109 | € 297,109 | ▼ 8% |
| Balance sheet total | € 1,957,880 | € 1,464,156 | € 2,538,307 | € 3,791,569 | ▲ 49% |
| Employees (FTE) | 5 | 4.1 | 3.1 | 3 | ▼ 0.1 |
Key figures of AVIZA INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AVIZA INSURANCE?
What happened at AVIZA INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 135,962 (▲ 66% vs 2024). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,587 profit in 2022 to € 135,962 profit in 2025.
Paid € 152,286 in corporate taxes since 2022.
Best year ever: 2025, with € 135,962 profit.
On average € 240,700 of value added per employee in 2025.
Management
Behind AVIZA INSURANCE are BI SURE BV and Johnny VERWIMP. It owns 100% of Hypo & Partners itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Koninklijkelaan 74
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Visiology
€ 124,230 gross margin · 2025
W - Group
€ 11,000 gross margin · 2025
AVIZA IT same network
€ 250,037 gross margin · 2025
Gilabonds Belgium
€ -4,742 gross margin · 2024
de TERWANGNE en C°
€ 520,068 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
INFOMANIAK-AS, CH
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0648.788.557
- VAT number
- BE 0648.788.557
- Registered office
- Koninklijkelaan 74, 2600 Antwerpen
- Names & denominations
- AVIZA INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2016
- Peppol
- Active · Active since 22 Aug 2025
- Contact
- aviza.be +32 3 346 47 48
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Organisatie van congressen en beurzen
Beroepsopleiding
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering