Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Monjoi from Kortrijk, company number BE0648769454, closed financial year 2025 with a result of € -15,093 after tax. For that financial year Monjoi recorded a gross margin of € -4,887 and equity of € -149,422. Compared with financial year 2024, the result moved from € 19,710 to € -15,093. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 23, 2025.
€ -149,422
▼ € 15,093 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,093
▼ still € 19,710 profit in 2024
Profit after tax over the fiscal year.
€ 1,504
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -399,422.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 22,135
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,690
▲ € 2,909 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,682
▼ 55% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,741 | € 13,079 | € 30,037 | € -4,887 | ▼ € 34,924 |
| Profit after taxes | € -8,787 | € 5,147 | € 19,710 | € -15,093 | ▼ € 34,803 |
| Equity | € -159,186 | € -154,039 | € -134,329 | € -149,422 | ▼ € 15,093 |
| Total debts | € 159,613 | € 199,176 | € 204,572 | € 204,185 | |
| Cash | - | € 3,608 | € 6,971 | € 1,504 | ▼ 78% |
| Retained profit | € -409,186 | € -404,039 | € -384,329 | € -399,422 | ▼ € 15,093 |
| Bank debt | € 11,573 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 427 | € 45,137 | € 70,243 | € 54,764 | ▼ 22% |
Key figures of Monjoi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Monjoi?
What happened at Monjoi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,093 (▼ € 34,803 vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,787 loss in 2022 to € 15,093 loss in 2025.
Paid € 1,289 in corporate taxes since 2022.
Best year ever: 2024, with € 19,710 profit.
Management
Behind Monjoi is Wim Vermaut. Wim Vermaut is also behind WIM VERMAUT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Wouterstraat(Mar) 2
8510 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0648.769.454
- VAT number
- BE 0648.769.454
- Registered office
- Wouterstraat(Mar) 2, 8510 Kortrijk
- Names & denominations
- Monjoi
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2016
- Peppol
- Active · Active since 29 Jul 2025
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