Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AFIVAAST from La Louvière, company number BE0648604356, closed financial year 2025 with a result of € -599,789 after tax. For that financial year AFIVAAST recorded a gross margin of € 282,731 and equity of € -1.1 million. Compared with financial year 2024, the result moved from € -381,924 to € -599,789. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ -1.1 million
▼ € 599,789 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -599,789
▼ 57 % more loss than in 2024
Profit after tax over the fiscal year.
€ 112,801
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.2 million.
People and assets in 2025
16.8
▼ 2.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 664,680
▼ 11% vs 2024
€ 39,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 106,668
▲ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 212,586
▼ 17% vs 2024
€ 41,224 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.4 million
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 92,563
▼ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 601,550 | € 525,050 | € 571,100 | € 282,731 | ▼ 50% |
| Profit after taxes | € -39,975 | € -409,609 | € -381,924 | € -599,789 | ▼ € 217,864 |
| Equity | € 245,858 | € -163,752 | € -545,676 | € -1,145,465 | ▼ € 599,789 |
| Total debts | € 1,185,573 | € 1,643,485 | € 1,816,771 | € 2,114,414 | ▲ 16% |
| Cash | € 268,138 | € 254,934 | € 168,552 | € 112,801 | ▼ 33% |
| Retained profit | € 145,858 | € -263,752 | € -645,676 | € -1,245,465 | ▼ € 599,789 |
| Bank debt | € 306,378 | € 342,254 | € 257,528 | € 212,586 | ▼ 17% |
| Balance sheet total | € 1,431,430 | € 1,479,733 | € 1,271,095 | € 968,949 | ▼ 24% |
| Employees (FTE) | 13.1 | 17.8 | 19.7 | 16.8 | ▼ 2.9 |
Key figures of AFIVAAST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AFIVAAST?
What happened at AFIVAAST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 599,789. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,975 loss in 2022 to € 599,789 loss in 2025.
Paid € 92 in corporate taxes since 2022.
On average € 16,800 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Avenue de l'Europe(S-V) 23A
7100 La Louvière
Avenue de l'Europe(S-V) 23 box A
7100 La Louvière
Active since 11 February 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0648.604.356
- VAT number
- BE 0648.604.356
- Registered office
- Avenue de l'Europe(S-V) 23A, 7100 La Louvière
- Names & denominations
- AFIVAAST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2016
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte = 2500 m²)