Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AMEXFIN from Erpe-Mere, company number BE0647915953, closed financial year 2025 with a result of € -5,072 after tax. For that financial year AMEXFIN recorded a gross margin of € 3,342 and equity of € 29,744. Compared with financial year 2024, the result moved from € 1,962 to € -5,072. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 29,744
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,072
▼ still € 1,962 profit in 2024
Profit after tax over the fiscal year.
€ 19,327
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 9,744.
Debts at end 2025
€ 304,152
▼ 15% vs 2024
€ 60,496 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,299
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,872 | € 17,484 | € 9,607 | € 3,342 | ▼ 65% |
| Profit after taxes | € 31,842 | € 6,484 | € 1,962 | € -5,072 | ▼ € 7,034 |
| Equity | € 26,370 | € 32,853 | € 34,816 | € 29,744 | ▼ 15% |
| Total debts | € 1,782,118 | € 1,866,266 | € 1,822,031 | € 1,752,025 | ▼ 4% |
| Cash | € 9,536 | € 118,119 | € 76,847 | € 19,327 | ▼ 75% |
| Retained profit | € 6,370 | € 12,853 | € 14,816 | € 9,744 | ▼ 34% |
| Bank debt | € 465,819 | € 412,869 | € 358,986 | € 304,152 | ▼ 15% |
| Balance sheet total | € 1,808,488 | € 1,899,119 | € 1,856,847 | € 1,781,769 | ▼ 4% |
Key figures of AMEXFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AMEXFIN?
What happened at AMEXFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,072 (▼ € 7,034 vs 2024). Source: NBB ↗
- New establishment in Erpe-Mere. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,842 profit in 2022 to € 5,072 loss in 2025.
Paid € 7,585 in corporate taxes since 2022.
Best year ever: 2022, with € 31,842 profit.
Management
Behind AMEXFIN is Wim Ameije. It owns 50% of Penny Benjamin itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Oudenaardsesteenweg 312 box C
9420 Erpe-Mere
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →TECHNIFLOOR
€ 992,139 gross margin · 2025
Seven Sisters same network
€ 10,800 gross margin · 2025
MERTAM same network
€ -21,527 gross margin · 2025
Cosame same network
€ 3,813 gross margin · 2025
BREYNE BOB
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0647.915.953
- VAT number
- BE 0647.915.953
- Registered office
- Oudenaardsesteenweg 312 bus C, 9420 Erpe-Mere
- Names & denominations
- AMEXFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2016
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van holdings
Handel in eigen onroerend goed
Holdings