Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Penny Benjamin from Aalter, company number BE0443109559, closed financial year 2025 with a result of € 262,367 after tax. For that financial year Penny Benjamin recorded revenue of € 857,138 and equity of € 3.9 million. Compared with financial year 2024, the result moved from € 338,898 to € 262,367. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 3.9 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 262,367
▼ 23% vs 2024
Profit after tax over the fiscal year.
€ 71,301
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 92,220.
Debts at end 2025
€ 4.8 million
▼ 9% vs 2024
€ 544,074 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 10,512
▲ € 8,582 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,866
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 857,138 | |
| Gross margin | € 611,219 | € 534,761 | € 827,379 | € 683,425 | ▼ 17% |
| Profit after taxes | € 214,193 | € 115,899 | € 338,898 | € 262,367 | ▼ 23% |
| Equity | € 3,160,947 | € 3,276,847 | € 3,615,744 | € 3,878,111 | ▲ 7% |
| Total debts | € 8,091,068 | € 8,901,282 | € 6,718,345 | € 6,142,257 | ▼ 9% |
| Cash | € 83,024 | € 64,078 | € 175,092 | € 71,301 | ▼ 59% |
| Land & buildings | € 10,604,870 | € 10,363,511 | € 10,137,320 | € 9,925,083 | ▼ 2% |
| Retained profit | € -624,943 | € -509,044 | € -170,146 | € 92,220 | ▲ € 262,367 |
| Bank debt | € 6,258,044 | € 7,071,370 | € 5,265,453 | € 4,765,690 | ▼ 9% |
| Balance sheet total | € 11,252,015 | € 12,178,128 | € 10,334,090 | € 10,020,368 | ▼ 3% |
Key figures of Penny Benjamin, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Penny Benjamin?
What happened at Penny Benjamin in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Amexfin BV stepped down as director. NBB
- Axelle Traen stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 262,367 (▼ 23% vs 2024). Source: NBB ↗
- Amexfin BV became a director. NBB
- Axelle Traen became a director. NBB
- New establishment in Aalter. KBO
- Start of the company according to the CBE. KBO
In short
From € 214,193 profit in 2022 to € 262,367 profit in 2025.
Paid € 263,541 in corporate taxes since 2022.
Best year ever: 2024, with € 338,898 profit.
Management
The stake of AMEXFIN, CAMILLELOT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Penny BenjaminThe shares are held by AMEXFIN (50%) and CAMILLELOT (50%).
Directors
According to the 2025 annual accounts
Managing director · represented by Wim Ameije
since 2023 · until 2029
Axelle Traen
Director
since 2023 · until 2029
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vrekkemstraat 86 box C
9910 Aalter
Vrekkemstraat 86
9910 Aalter
Active since 5 March 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.109.559
- VAT number
- BE 0443.109.559
- Registered office
- Vrekkemstraat 86 bus C, 9910 Aalter
- Names & denominations
- Penny Benjamin
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1991
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Algemene bouw van residentiële gebouwen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Algemene bouw van kantoorgebouwen
Handel in eigen onroerend goed