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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
Stéphanie Francq, Architecte & co from Ham-sur-Heure-Nalinnes, company number BE0647708392, closed financial year 2025 with a result of € 5,854 after tax. For that financial year Stéphanie Francq, Architecte & co recorded a gross margin of € 20,222 and equity of € 19,476. Compared with financial year 2024, the result moved from € 8,812 to € 5,854. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 19,476
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,854
▼ 34% vs 2024
Profit after tax over the fiscal year.
€ 14,892
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
14 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 37,934
▲ € 33,371 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 36,740
▲ € 33,232 vs 2024
€ 8,403 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,889
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,265
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,909 | € -1,780 | € 17,136 | € 20,222 | ▲ 18% |
| Profit after taxes | € -342 | € -11,218 | € 8,812 | € 5,854 | ▼ 34% |
| Equity | € 16,862 | € 5,643 | € 14,455 | € 19,476 | ▲ 35% |
| Total debts | € 23,443 | € 24,586 | € 18,628 | € 48,689 | ▲ 161% |
| Cash | € 8,577 | € 585 | € 12,181 | € 14,892 | ▲ 22% |
| Retained profit | € 10,662 | € -557 | € 8,255 | € 13,276 | ▲ 61% |
| Dividend | € 0 | € 0 | € 0 | € 833 | |
| Bank debt | € 10,904 | € 5,912 | € 3,508 | € 36,740 | ▲ € 33,232 |
| Balance sheet total | € 40,305 | € 30,229 | € 33,083 | € 68,165 | ▲ 106% |
Key figures of Stéphanie Francq, Architecte & co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Stéphanie Francq, Architecte & co?
What happened at Stéphanie Francq, Architecte & co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,854 (▼ 34% vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 342 loss in 2022 to € 5,854 profit in 2025.
Paid € 8,512 in corporate taxes since 2022.
Best year ever: 2024, with € 8,812 profit.
Paid out € 833 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Stéphanie Francq, Architecte & co is Stéphanie Francq.
Directors
According to the 2025 annual accounts
Stéphanie Francq
Director
Establishments
Establishment units
Physical locations of this company
Baronval(NAL) 4
6120 Ham-sur-Heure-Nalinnes
Boulevard Audent 31 box 32
6000 Charleroi
Active since 23 February 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0647.708.392
- VAT number
- BE 0647.708.392
- Registered office
- Baronval(NAL) 4, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- Stéphanie Francq, Architecte & co · SF Archi
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2016
- Peppol
- Active · Active since 18 Apr 2025
- Activities · NACE
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