Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
57 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
LO & TO from Oudergem, company number BE0647648016, closed financial year 2025 with a result of € 21,877 after tax. For that financial year LO & TO recorded a gross margin of € 1 million and equity of € 47,092. Compared with financial year 2024, the result moved from € 96,301 to € 21,877. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2026.
€ 47,092
▲ 87% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,877
▼ 77% vs 2024
Profit after tax over the fiscal year.
€ 86,886
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 9,892.
People and assets in 2025
€ 833,457
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 345,857
▼ 2% vs 2024
Of which on lease € 188,972.
Debts at end 2025
€ 427,966
▲ 13% vs 2024
€ 154,665 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 149,155
▲ 109% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 146,331
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,033,761 | € 1,034,868 | € 1,007,949 | € 1,018,082 | ▲ 1% |
| Profit after taxes | € 36,950 | € 29,234 | € 96,301 | € 21,877 | ▼ 77% |
| Equity | € 121,760 | € 150,994 | € 25,216 | € 47,092 | ▲ 87% |
| Total debts | € 358,011 | € 378,982 | € 856,065 | € 732,724 | ▼ 14% |
| Cash | € 120,576 | € 187,601 | € 124,231 | € 86,886 | ▼ 30% |
| Retained profit | € 103,160 | € 132,394 | € -11,984 | € 9,892 | ▲ € 21,876 |
| Bank debt | € 0 | € 56,266 | € 379,683 | € 427,966 | ▲ 13% |
| Balance sheet total | € 479,771 | € 564,976 | € 916,281 | € 814,817 | ▼ 11% |
Key figures of LO & TO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LO & TO?
What happened at LO & TO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,877 (▼ 77% vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
- Thomas Van Den Berg became a director. NBB
- Elodie Michiels became a director. NBB
In short
From € 36,950 profit in 2022 to € 21,877 profit in 2025.
Paid € 52,341 in corporate taxes since 2022.
Best year ever: 2024, with € 96,301 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LO & TO are Thomas Van Den Berg and Elodie Michiels.
Directors
According to the 2025 annual accounts
Thomas Van Den Berg
Administrator-manager
since 2016
Elodie Michiels
Administrator-manager
since 2016
Establishments
Establishment units
Physical locations of this company
Herrmann-Debrouxlaan 40-42
1160 Oudergem
Waterloolaan 44
1000 Brussel
Active since 16 February 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 57 companies are registered at this address.
All companies at this address →Lieutenant Guillaume
€ 643,418 gross margin · 2024
DE MOFFARTS & ASSOCIES
€ 29,379 gross margin · 2025
CENSITIVE
€ 4,194 gross margin · 2025
Office francophone de la Formation en alternance
G.L.P.H.
€ 21,073 gross margin · 2025
+52 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0647.648.016
- VAT number
- BE 0647.648.016
- Registered office
- Herrmann-Debrouxlaan 40-42, 1160 Oudergem
- Names & denominations
- LO & TO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2016
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Catering van evenementen
Eetgelegenheden met beperkte bediening