Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COVALI from Gembloux, company number BE0646830543, closed financial year 2025 with a result of € 12,615 after tax. For that financial year COVALI recorded a gross margin of € 46,487 and equity of € 158,071. Compared with financial year 2024, the result moved from € 28,456 to € 12,615. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 158,071
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,615
▼ 56% vs 2024
Profit after tax over the fiscal year.
€ 1,936
▲ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 139,471.
People and assets in 2025
€ 5,155
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 229,031
▼ 13% vs 2024
€ 45,644 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,031 | € 47,939 | € 65,978 | € 46,487 | ▼ 30% |
| Profit after taxes | € 21,013 | € 17,754 | € 28,456 | € 12,615 | ▼ 56% |
| Equity | € 99,246 | € 116,999 | € 145,456 | € 158,071 | ▲ 9% |
| Total debts | € 470,950 | € 453,814 | € 409,196 | € 296,707 | ▼ 27% |
| Cash | € 2,014 | € 2,251 | € 1,079 | € 1,936 | ▲ 80% |
| Land & buildings | € 484,351 | € 471,991 | € 458,142 | € 444,293 | ▼ 3% |
| Retained profit | € 80,646 | € 98,399 | € 126,856 | € 139,471 | ▲ 10% |
| Bank debt | € 339,525 | € 302,158 | € 264,122 | € 229,031 | ▼ 13% |
| Balance sheet total | € 570,195 | € 570,813 | € 554,652 | € 454,779 | ▼ 18% |
Key figures of COVALI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COVALI?
What happened at COVALI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,615 (▼ 56% vs 2024). Source: NBB ↗
- Chantal Compère became a director. NBB
- New establishment in Gembloux. KBO
- Laurence VAN LIERDE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,013 profit in 2022 to € 12,615 profit in 2025.
Paid € 39,759 in corporate taxes since 2022.
Best year ever: 2024, with € 28,456 profit.
A new publication or filing at COVALI? We notify you, reason included.
Follow COVALIDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COVALI are Chantal Compère and Laurence VAN LIERDE.
Directors
According to the 2025 annual accounts
Chantal Compère
Director
since 2023
Laurence VAN LIERDE
Manager
since 2016
Establishments
Establishment units
Physical locations of this company
Avenue Moine-Olbert 50
5030 Gembloux
Avenue Moine-Olbert 40
5030 Gembloux
Active since 21 January 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0646.830.543
- VAT number
- BE 0646.830.543
- Registered office
- Avenue Moine-Olbert 50, 5030 Gembloux
- Names & denominations
- COVALI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 January 2016
- Peppol
- Active · Active since 24 Nov 2023