What is the address of BMB FINANCES?

The registered office of BMB FINANCES is located at Rue de la Biesmes 2, 6200 Châtelet.

Is BMB FINANCES still active?

Yes. According to the CBE (31 October 2026) BMB FINANCES is active, legal situation “Normale toestand”, started on 19 January 2016.

Is BMB FINANCES registered on Peppol?

Yes, BMB FINANCES is registered on the Peppol network with ID 0208:0646763039.

What is the enterprise number of BMB FINANCES?

The enterprise number of BMB FINANCES is BE0646763039.

When was BMB FINANCES founded?

BMB FINANCES was founded on 19 January 2016.

Who are the directors of BMB FINANCES?

According to the 2025 annual accounts, the directors of BMB FINANCES are: JEAN-MARC BISCOMPTE, VERONIQUE BAUDOIN, JEAN-PHILIPPE MATERNE.

Is BMB FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 January 2016; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did BMB FINANCES make in 2025?

BMB FINANCES recorded a loss after taxes of € 10,832 in financial year 2025.

What is the revenue of BMB FINANCES?

As a small company, BMB FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 19,600.

How much does an employee at BMB FINANCES earn?

The average wage cost per full-time employee at BMB FINANCES was € 22,400 in 2023: staff costs of € 179,019 for 8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

BMB FINANCES (Private Limited) - Châtelet - BE0646763039

Dossier BMB FINANCES, printed on 31 October 2026 from databakkes.be/en/0646763039/bmb-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

BMB FINANCES from Châtelet, company number BE0646763039, closed financial year 2025 with a result of € -10,832 after tax. For that financial year BMB FINANCES recorded a gross margin of € 19,600 and equity of € 446,089. Compared with financial year 2024, the result moved from € -1,732 to € -10,832. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.

What it is worth Healthy

€ 446,089

▼ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -10,832

▼ 525 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 10,235

▼ 95% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 425,629.

People and assets in 2025

Vehicles and equipment

€ 167

▼ 98% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 73,168

▼ 34% vs 2024

€ 30,030 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 776,511 Gross margin 2022: € 776,511 First fiscal year in the series	€ 2,409,087 Gross margin 2023: € 2,409,087 ▲ 210% vs 2022 (€ 776,511) Favourable step	€ 4,896 Gross margin 2024: € 4,896 ▼ € 2.4 million vs 2023 (€ 2,409,087) Unfavourable step	€ 19,600 Gross margin 2025: € 19,600 ▲ 300% vs 2024 (€ 4,896) Favourable step	▲ 300%
Profit after taxes	€ 59,868 Profit after taxes 2022: € 59,868 First fiscal year in the series	€ 1,199,981 Profit after taxes 2023: € 1,199,981 ▲ € 1.1 million vs 2022 (€ 59,868) Favourable step	€ -1,732 Profit after taxes 2024: € -1,732 ▼ € 1.2 million vs 2023 (€ 1,199,981) Unfavourable step	€ -10,832 Profit after taxes 2025: € -10,832 ▼ € 9,100 vs 2024 (€ -1,732) Unfavourable step	▼ € 9,100
Equity	€ 177,025 Equity 2022: € 177,025 First fiscal year in the series	€ 494,653 Equity 2023: € 494,653 ▲ 179% vs 2022 (€ 177,025) Favourable step	€ 492,921 Equity 2024: € 492,921 Unchanged (€ 494,653) Unfavourable step	€ 446,089 Equity 2025: € 446,089 ▼ 10% vs 2024 (€ 492,921) Unfavourable step	▼ 10%
Total debts	€ 1,160,155 Total debts 2022: € 1,160,155 First fiscal year in the series	€ 1,213,883 Total debts 2023: € 1,213,883 ▲ 5% vs 2022 (€ 1,160,155) Unfavourable step	€ 272,207 Total debts 2024: € 272,207 ▼ 78% vs 2023 (€ 1,213,883) Favourable step	€ 74,138 Total debts 2025: € 74,138 ▼ 73% vs 2024 (€ 272,207) Favourable step	▼ 73%
Cash	€ 31,861 Cash 2022: € 31,861 First fiscal year in the series	€ 100,908 Cash 2023: € 100,908 ▲ 217% vs 2022 (€ 31,861) Favourable step	€ 207,434 Cash 2024: € 207,434 ▲ 106% vs 2023 (€ 100,908) Favourable step	€ 10,235 Cash 2025: € 10,235 ▼ 95% vs 2024 (€ 207,434) Unfavourable step	▼ 95%
Land & buildings	€ 383,522 Land & buildings 2022: € 383,522 First fiscal year in the series	€ 376,200 Land & buildings 2023: € 376,200 ▼ 2% vs 2022 (€ 383,522) Unchanged	€ 365,149 Land & buildings 2024: € 365,149 ▼ 3% vs 2023 (€ 376,200) Unchanged	€ 347,097 Land & buildings 2025: € 347,097 ▼ 5% vs 2024 (€ 365,149) Unchanged	▼ 5%
Retained profit	€ 156,565 Retained profit 2022: € 156,565 First fiscal year in the series	€ 474,193 Retained profit 2023: € 474,193 ▲ 203% vs 2022 (€ 156,565) Favourable step	€ 472,461 Retained profit 2024: € 472,461 Unchanged (€ 474,193) Unfavourable step	€ 425,629 Retained profit 2025: € 425,629 ▼ 10% vs 2024 (€ 472,461) Unfavourable step	▼ 10%
Dividend	€ 60,000 Dividend 2022: € 60,000 First fiscal year in the series	€ 882,353 Dividend 2023: € 882,353 ▲ € 822,353 vs 2022 (€ 60,000) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 882,353) Unchanged	€ 36,000 Dividend 2025: € 36,000 Unchanged (€ 0) Unchanged
Bank debt	€ 926,733 Bank debt 2022: € 926,733 First fiscal year in the series	€ 149,296 Bank debt 2023: € 149,296 ▼ 84% vs 2022 (€ 926,733) Favourable step	€ 111,450 Bank debt 2024: € 111,450 ▼ 25% vs 2023 (€ 149,296) Favourable step	€ 73,168 Bank debt 2025: € 73,168 ▼ 34% vs 2024 (€ 111,450) Favourable step	▼ 34%
Balance sheet total	€ 1,337,180 Balance sheet total 2022: € 1,337,180 First fiscal year in the series	€ 1,708,536 Balance sheet total 2023: € 1,708,536 ▲ 28% vs 2022 (€ 1,337,180) Unchanged	€ 765,128 Balance sheet total 2024: € 765,128 ▼ 55% vs 2023 (€ 1,708,536) Unchanged	€ 520,227 Balance sheet total 2025: € 520,227 ▼ 32% vs 2024 (€ 765,128) Unchanged	▼ 32%
Employees (FTE)	8 Employees (FTE) 2022: 8 First fiscal year in the series	8 Employees (FTE) 2023: 8 Unchanged (8) Unchanged	-	-

Key figures of BMB FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BMB FINANCES?

What happened at BMB FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 7, 2026 New annual accounts for financial year 2025: loss of € 10,832. Source: NBB ↗
Jan 19, 2016 New establishment in Charleroi. KBO
2016 JEAN-MARC BISCOMPTE became a director. NBB
2016 VERONIQUE BAUDOIN became a director. NBB
2016 JEAN-PHILIPPE MATERNE became a director. NBB
Jan 19, 2016 Start of the company according to the CBE. KBO

In short

From € 59,868 profit in 2022 to € 10,832 loss in 2025.

Paid € 435,861 in corporate taxes since 2022.

Best year ever: 2023, with € 1.2 million profit.

On average € 301,100 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

JEAN-MARC BISCOMPTE VERONIQUE BAUDOIN JEAN-PHILIPPE MATERNE

BBM ASSUR

JMB CONSEILS

BMB FINANCES

JPM CONSEILS

Behind BMB FINANCES are JEAN-MARC BISCOMPTE, VERONIQUE BAUDOIN and JEAN-PHILIPPE MATERNE. The same people are also behind BBM ASSUR. JEAN-MARC BISCOMPTE is also behind JMB CONSEILS and BBPM Finances. JEAN-PHILIPPE MATERNE is also behind JPM CONSEILS and BBPM Finances.

Directors

According to the 2025 annual accounts

JEAN-MARC BISCOMPTE

Director

Also active at: BBM ASSUR, JMB CONSEILS, BBPM Finances

since 2016

VERONIQUE BAUDOIN

Director

Also active at: BBM ASSUR

since 2016

JEAN-PHILIPPE MATERNE

Director

Also active at: BBM ASSUR, JPM CONSEILS, BBPM Finances

since 2016

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Biesmes 2

6200 Châtelet

2.249.748.318

Avenue de Waterloo 53

6000 Charleroi

Active since 19 January 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

BBM ASSUR same network

€ 28,246 gross margin · 2025

JMB CONSEILS same network

€ 170,931 gross margin · 2025

Claus K&O

€ 18,609 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0646.763.039
VAT number: BE 0646.763.039
Registered office: Rue de la Biesmes 2, 6200 Châtelet
Names & denominations: BMB FINANCES · SPRL
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 19 January 2016
Peppol: Active · Active since 23 Dec 2025

View on CBE Public ↗ Annual accounts (NBB) ↗

BMB FINANCES

Warning lights

Financials

What happened to BMB FINANCES?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions