Active · per the CBE, 29 September 2026

LUMIFIN

BE0646724437

Rechtspersoon Private limited company 1 establishment

LUMIFIN is filed with the CBE under the catch-all “Overige financiële dienstverlening”. Also registered: credit provider, legal practice, consultancy. Private Limited, started on 18 January 2016, 1 establishment.

Oudenaardestraat 120, 9870 Zulte

Behind the company: Kimberley Desmet, Steven Schietgat.

Active for

10 year, 8 months

Financials

Financial year 2025

LUMIFIN from Zulte, company number BE0646724437, closed financial year 2025 with a result of € 70,295 after tax. For that financial year LUMIFIN recorded a gross margin of € 121,158 and equity of € 35,687. Compared with financial year 2024, the result moved from € 61,212 to € 70,295. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.

What it is worth Growing

€ 35,687

▲ 41% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 70,295

▲ 15% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 15,221

▼ 64% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 60,000 paid out

85 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 60,507

▲ 76% vs 2024

Of which on lease € 53,297.

Debts at end 2025

Bank debt ≈ 2 years to go

€ 49,142

▲ 86% vs 2024

€ 22,685 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 1,169

▼ 30% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 22,274

▲ 13% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 57,449 € 69,484 € 101,551 € 121,158 ▲ 19%
Profit after taxes € 29,485 € 32,429 € 61,212 € 70,295 ▲ 15%
Equity € 25,751 € 34,180 € 25,392 € 35,687 ▲ 41%
Total debts € 51,244 € 51,324 € 86,058 € 89,570 ▲ 4%
Cash € 24,315 € 11,668 € 42,658 € 15,221 ▼ 64%
Retained profit € 7,151 € 15,580 € 6,792 € 17,087 ▲ 152%
Dividend € 29,000 € 24,000 € 70,000 € 60,000 ▼ 14%
Bank debt € 28,451 € 38,773 € 26,383 € 49,142 ▲ 86%
Balance sheet total € 76,995 € 85,504 € 111,450 € 125,257 ▲ 12%

Key figures of LUMIFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LUMIFIN?

What happened at LUMIFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 70,295 (▲ 15% vs 2024). Source: NBB ↗
  • Kimberley Desmet became a director. NBB
  • New establishment in Zulte. KBO
  • Steven Schietgat became a director. NBB
  • Start of the company according to the CBE. KBO

In short

From € 29,485 profit in 2022 to € 70,295 profit in 2025.

Paid € 55,723 in corporate taxes since 2022.

Best year ever: 2025, with € 70,295 profit.

Paid out € 183,000 in dividends to the owners in total.

Management

Kimberley Desmet Steven Schietgat
LUMIFIN

Behind LUMIFIN are Kimberley Desmet and Steven Schietgat.

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Directors

According to the 2025 annual accounts

Kimberley Desmet

Manager

since 2018

Steven Schietgat

Manager

since 2016

Establishments

Establishment units

Physical locations of this company

Registered office

Oudenaardestraat 120

9870 Zulte

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0646.724.437
VAT number
BE 0646.724.437
Registered office
Oudenaardestraat 120, 9870 Zulte
Names & denominations
LUMIFIN
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
18 January 2016
Peppol
Active · Active since 20 Nov 2020
Activities · NACE

Overige financiële dienstverlening, neg

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige kredietverstrekking n.e.g.

Overige rechtskundige dienstverlening

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Overige zakelijke dienstverlening, neg

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Frequently asked questions

What does LUMIFIN do?
LUMIFIN is filed with the CBE under the catch-all “Overige financiële dienstverlening”. Also registered: credit provider, legal practice, consultancy. Private Limited, started on 18 January 2016, 1 establishment.
What is the address of LUMIFIN?
The registered office of LUMIFIN is located at Oudenaardestraat 120, 9870 Zulte.
Is LUMIFIN still active?
Yes. According to the CBE (29 September 2026) LUMIFIN is active, legal situation “Normale toestand”, started on 18 January 2016.
Is LUMIFIN registered on Peppol?
Yes, LUMIFIN is registered on the Peppol network with ID 0208:0646724437.
What is the enterprise number of LUMIFIN?
The enterprise number of LUMIFIN is BE0646724437.
When was LUMIFIN founded?
LUMIFIN was founded on 18 January 2016.