What does Pip & Flo do?

Pip & Flo is a clothing shop in Peer. Private Limited, started on 14 January 2016, 1 establishment.

What is the address of Pip & Flo?

The registered office of Pip & Flo is located at Zuiderstraat 9, 3990 Peer.

Is Pip & Flo still active?

Yes. According to the CBE (30 October 2026) Pip & Flo is active, legal situation “Normale toestand”, started on 14 January 2016.

Is Pip & Flo registered on Peppol?

Yes, Pip & Flo is registered on the Peppol network with ID 0208:0645946655.

What is the enterprise number of Pip & Flo?

The enterprise number of Pip & Flo is BE0645946655.

When was Pip & Flo founded?

Pip & Flo was founded on 14 January 2016.

Who are the directors of Pip & Flo?

According to the 2026 annual accounts, the directors of Pip & Flo are: Leentje Vanderlocht.

Is Pip & Flo a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 January 2016; 5 annual accounts filed, latest fiscal year 2026; 1 directors known from the annual account.

How much profit did Pip & Flo make in 2026?

Pip & Flo recorded a loss after taxes of € 8,860 in financial year 2026.

What is the revenue of Pip & Flo?

As a small company, Pip & Flo is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € 26,956.

Pip & Flo (Private Limited) - Peer - BE0645946655

Dossier Pip & Flo, printed on 30 October 2026 from databakkes.be/en/0645946655/pip-flo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 16 % of short-term debt in 2026; threshold 65 %.

Financials

Financial year 2026

Pip & Flo from Peer, company number BE0645946655, closed financial year 2026 with a result of € -8,860 after tax. For that financial year Pip & Flo recorded a gross margin of € 26,956 and equity of € 58,734. Compared with financial year 2025, the result moved from € 13,717 to € -8,860. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Healthy

€ 58,734

▼ 13% vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -8,860

▼ still € 13,717 profit in 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 3,183

▼ 74% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 40,134.

People and assets in 2026

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 23,884

▲ 9% vs 2025

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 3,210

▲ 16% vs 2025

Book value of vehicles, furniture and equipment.

Debts at end 2026

Bank debt ≈ 12 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 153,145

▼ 8% vs 2025

€ 12,963 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 34,938

▲ 11% vs 2025

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 11,179

▲ 33% vs 2025

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 35,919 Gross margin 2023: € 35,919 First fiscal year in the series	€ 29,328 Gross margin 2024: € 29,328 ▼ 18% vs 2023 (€ 35,919) Unfavourable step	€ 47,564 Gross margin 2025: € 47,564 ▲ 62% vs 2024 (€ 29,328) Favourable step	€ 26,956 Gross margin 2026: € 26,956 ▼ 43% vs 2025 (€ 47,564) Unfavourable step	▼ 43%
Profit after taxes	€ 9,361 Profit after taxes 2023: € 9,361 First fiscal year in the series	€ -2,743 Profit after taxes 2024: € -2,743 ▼ € 12,104 vs 2023 (€ 9,361) Unfavourable step	€ 13,717 Profit after taxes 2025: € 13,717 ▲ € 16,460 vs 2024 (€ -2,743) Favourable step	€ -8,860 Profit after taxes 2026: € -8,860 ▼ € 22,577 vs 2025 (€ 13,717) Unfavourable step	▼ € 22,577
Equity	€ 56,621 Equity 2023: € 56,621 First fiscal year in the series	€ 53,878 Equity 2024: € 53,878 ▼ 5% vs 2023 (€ 56,621) Unfavourable step	€ 67,595 Equity 2025: € 67,595 ▲ 25% vs 2024 (€ 53,878) Favourable step	€ 58,734 Equity 2026: € 58,734 ▼ 13% vs 2025 (€ 67,595) Unfavourable step	▼ 13%
Total debts	€ 240,171 Total debts 2023: € 240,171 First fiscal year in the series	€ 237,531 Total debts 2024: € 237,531 ▼ 1% vs 2023 (€ 240,171) Favourable step	€ 232,380 Total debts 2025: € 232,380 ▼ 2% vs 2024 (€ 237,531) Favourable step	€ 211,048 Total debts 2026: € 211,048 ▼ 9% vs 2025 (€ 232,380) Favourable step	▼ 9%
Cash	€ 8,900 Cash 2023: € 8,900 First fiscal year in the series	€ 10,971 Cash 2024: € 10,971 ▲ 23% vs 2023 (€ 8,900) Favourable step	€ 12,309 Cash 2025: € 12,309 ▲ 12% vs 2024 (€ 10,971) Favourable step	€ 3,183 Cash 2026: € 3,183 ▼ 74% vs 2025 (€ 12,309) Unfavourable step	▼ 74%
Land & buildings	€ 200,562 Land & buildings 2023: € 200,562 First fiscal year in the series	€ 194,485 Land & buildings 2024: € 194,485 ▼ 3% vs 2023 (€ 200,562) Unchanged	€ 188,903 Land & buildings 2025: € 188,903 ▼ 3% vs 2024 (€ 194,485) Unchanged	€ 183,326 Land & buildings 2026: € 183,326 ▼ 3% vs 2025 (€ 188,903) Unchanged	▼ 3%
Retained profit	€ 38,021 Retained profit 2023: € 38,021 First fiscal year in the series	€ 35,278 Retained profit 2024: € 35,278 ▼ 7% vs 2023 (€ 38,021) Unfavourable step	€ 48,995 Retained profit 2025: € 48,995 ▲ 39% vs 2024 (€ 35,278) Favourable step	€ 40,134 Retained profit 2026: € 40,134 ▼ 18% vs 2025 (€ 48,995) Unfavourable step	▼ 18%
Bank debt	€ 190,826 Bank debt 2023: € 190,826 First fiscal year in the series	€ 178,460 Bank debt 2024: € 178,460 ▼ 6% vs 2023 (€ 190,826) Favourable step	€ 165,905 Bank debt 2025: € 165,905 ▼ 7% vs 2024 (€ 178,460) Favourable step	€ 153,145 Bank debt 2026: € 153,145 ▼ 8% vs 2025 (€ 165,905) Favourable step	▼ 8%
Balance sheet total	€ 296,792 Balance sheet total 2023: € 296,792 First fiscal year in the series	€ 291,409 Balance sheet total 2024: € 291,409 ▼ 2% vs 2023 (€ 296,792) Unchanged	€ 299,975 Balance sheet total 2025: € 299,975 ▲ 3% vs 2024 (€ 291,409) Unchanged	€ 269,783 Balance sheet total 2026: € 269,783 ▼ 10% vs 2025 (€ 299,975) Unchanged	▼ 10%

Key figures of Pip & Flo, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.

What happened to Pip & Flo?

What happened at Pip & Flo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2026: loss of € 8,860 (▼ € 22,577 vs 2025). filed late Source: NBB ↗
Jan 14, 2016 New establishment in Oudsbergen. KBO
Jan 14, 2016 Start of the company according to the CBE. KBO

In short

From € 9,361 profit in 2023 to € 8,860 loss in 2026.

Paid € 716 in corporate taxes since 2023.

Best year ever: 2025, with € 13,717 profit.

Original PDFs at the National Bank ↗

Management

Leentje Vanderlocht

Pip & Flo

Behind Pip & Flo is Leentje Vanderlocht.

Directors

According to the 2026 annual accounts

Leentje Vanderlocht

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Zuiderstraat 9

3990 Peer

2.249.209.373

Weg op Bree 24

3670 Oudsbergen

Active since 14 January 2016

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

NELIS INVEST

€ -11,404 gross margin · 2025

TERRAVEST

€ -852 gross margin · 2025

BOUWWERKEN NELIS PETER

€ 287,531 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0645.946.655
VAT number: BE 0645.946.655
Registered office: Zuiderstraat 9, 3990 Peer
Names & denominations: Pip & Flo
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 14 January 2016
Peppol: Active · Active since 24 Nov 2023
Activities · NACE: Detailhandel in baby- en kinderbovenkleding

View on CBE Public ↗ Annual accounts (NBB) ↗