Financials
Financial year 2025
J.A & F from Brasschaat, company number BE0645862325, closed financial year 2025 with a result of € 38,168 after tax. For that financial year J.A & F recorded a gross margin of € 65,010 and equity of € 93,196. Compared with financial year 2024, the result moved from € 25,716 to € 38,168. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 93,196
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 38,168
▲ 48% vs 2024
Profit after tax over the fiscal year.
€ 70,685
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 33,906 paid out
89 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 14,586
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,843
▼ 34% vs 2024
€ 1,375 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 695
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,109
▲ 46% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,020 | € 40,625 | € 45,529 | € 65,010 | ▲ 43% |
| Profit after taxes | € 6,624 | € 22,683 | € 25,716 | € 38,168 | ▲ 48% |
| Equity | € 93,736 | € 87,070 | € 88,933 | € 93,196 | ▲ 5% |
| Total debts | € 10,021 | € 9,372 | € 17,085 | € 15,878 | ▼ 7% |
| Cash | € 34,588 | € 50,281 | € 72,938 | € 70,685 | ▼ 3% |
| Retained profit | € 87,536 | € 80,870 | € 82,733 | € 86,996 | ▲ 5% |
| Dividend | € 0 | € 29,349 | € 23,853 | € 33,906 | ▲ 42% |
| Bank debt | € 2,500 | € 2,500 | € 5,862 | € 3,843 | ▼ 34% |
| Balance sheet total | € 103,757 | € 96,443 | € 106,018 | € 109,074 | ▲ 3% |
Key figures of J.A & F, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.A & F?
What happened at J.A & F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 38,168 (▲ 48% vs 2024). filed late Source: NBB ↗
- New establishment in Brasschaat. KBO
- Silvie De Graeve became a director. NBB
- Guy Vereecken became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,624 profit in 2022 to € 38,168 profit in 2025.
Paid € 49,956 in corporate taxes since 2022.
Best year ever: 2025, with € 38,168 profit.
Paid out € 87,108 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J.A & F are Silvie De Graeve and Guy Vereecken.
Directors
According to the 2025 annual accounts
Silvie De Graeve
Director
since 2016
Guy Vereecken
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Molenweg 60
2930 Brasschaat
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.862.325
- VAT number
- BE 0645.862.325
- Registered office
- Molenweg 60, 2930 Brasschaat
- Names & denominations
- J.A & F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 2016
- Peppol
- Active · Active since 1 Jan 2001
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