Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
STIN DE CUYPER from Heist-op-den-Berg, company number BE0645822436, closed financial year 2024 with a result of € 2,699 after tax. For that financial year STIN DE CUYPER recorded a gross margin of € 136,695 and equity of € -238,810. Compared with financial year 2023, the result moved from € -14,399 to € 2,699. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2025.
€ -238,810
▲ € 2,699 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,699
▲ still € 14,399 loss in 2023
Profit after tax over the fiscal year.
€ 16,050
▲ 196% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -258,810.
People and assets in 2024
€ 66,354
▼ 28% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 211,963
▼ 11% vs 2023
€ 13,162 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 33,905
▲ 14% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 15,778
▼ 7% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 170,035 | € 222,880 | € 151,037 | € 136,695 | ▼ 9% |
| Profit after taxes | € 3,860 | € 60,484 | € -14,399 | € 2,699 | ▲ € 17,099 |
| Equity | € -287,594 | € -227,110 | € -241,510 | € -238,810 | ▲ € 2,699 |
| Total debts | € 780,424 | € 674,444 | € 618,055 | € 576,838 | ▼ 7% |
| Cash | € 22,973 | € 29,485 | € 5,422 | € 16,050 | ▲ 196% |
| Land & buildings | € 302,177 | € 274,546 | € 246,915 | € 220,115 | ▼ 11% |
| Retained profit | € -307,594 | € -247,110 | € -261,510 | € -258,810 | ▲ € 2,699 |
| Bank debt | € 317,328 | € 237,471 | € 237,585 | € 211,963 | ▼ 11% |
| Balance sheet total | € 492,829 | € 447,333 | € 376,546 | € 338,028 | ▼ 10% |
Key figures of STIN DE CUYPER, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to STIN DE CUYPER?
What happened at STIN DE CUYPER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 2,699. filed late Source: NBB ↗
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,860 profit in 2021 to € 2,699 profit in 2024.
Paid € 636 in corporate taxes since 2021.
Best year ever: 2022, with € 60,484 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STIN DE CUYPER are Ingrid Schechter and Stefan De Cuyper.
Directors
According to the 2024 annual accounts
Ingrid Schechter
Director
Stefan De Cuyper
Director
Establishments
Establishment units
Physical locations of this company
Moutstraat(HAL) 6
2220 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0645.822.436
- VAT number
- BE 0645.822.436
- Registered office
- Moutstraat(HAL) 6, 2220 Heist-op-den-Berg
- Names & denominations
- STIN DE CUYPER · CAR WASH DE CUYPER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2015
- Peppol
- Active · Active since 5 Nov 2025
- Contact
- carwash-decuyper.be
- Activities · NACE
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