Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STIN DE CUYPER from Heist-op-den-Berg, company number BE0645822436, closed financial year 2025 with a result of € -125,224 after tax. For that financial year STIN DE CUYPER recorded a gross margin of € -5,187 and equity of € -364,035. Compared with financial year 2024, the result moved from € 2,699 to € -125,224. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ -364,035
▼ € 125,224 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -125,224
▼ still € 2,699 profit in 2024
Profit after tax over the fiscal year.
€ 24,333
▲ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -384,035.
People and assets in 2025
€ 15,059
▼ 77% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,949
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 148,801
▼ 30% vs 2024
€ 13,442 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 2,546
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 464
▼ 97% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 222,880 | € 151,037 | € 136,695 | € -5,187 | ▼ € 141,882 |
| Profit after taxes | € 60,484 | € -14,399 | € 2,699 | € -125,224 | ▼ € 127,924 |
| Equity | € -227,110 | € -241,510 | € -238,810 | € -364,035 | ▼ € 125,224 |
| Total debts | € 674,444 | € 618,055 | € 576,838 | € 545,462 | ▼ 5% |
| Cash | € 29,485 | € 5,422 | € 16,050 | € 24,333 | ▲ 52% |
| Land & buildings | € 274,546 | € 246,915 | € 220,115 | € 107,430 | ▼ 51% |
| Retained profit | € -247,110 | € -261,510 | € -258,810 | € -384,035 | ▼ € 125,224 |
| Bank debt | € 237,471 | € 237,585 | € 211,963 | € 148,801 | ▼ 30% |
| Balance sheet total | € 447,333 | € 376,546 | € 338,028 | € 181,427 | ▼ 46% |
Key figures of STIN DE CUYPER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STIN DE CUYPER?
What happened at STIN DE CUYPER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 125,224 (▼ € 127,924 vs 2024). filed late Source: NBB ↗
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 60,484 profit in 2022 to € 125,224 loss in 2025.
Paid € 981 in corporate taxes since 2022.
Best year ever: 2022, with € 60,484 profit.
Management
Behind STIN DE CUYPER are Stefan De Cuyper and Ingrid Schechter.
Directors
According to the 2025 annual accounts
Stefan De Cuyper
Director
Ingrid Schechter
Director
Establishments
Establishment units
Physical locations of this company
Moutstraat(HAL) 6
2220 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0645.822.436
- VAT number
- BE 0645.822.436
- Registered office
- Moutstraat(HAL) 6, 2220 Heist-op-den-Berg
- Names & denominations
- STIN DE CUYPER · CAR WASH DE CUYPER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 2015
- Peppol
- Active · Active since 5 Nov 2025
- Contact
- carwash-decuyper.be
- Activities · NACE
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