Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAAEM Belgium from Ukkel, company number BE0645782250, closed financial year 2025 with a result of € 2 million after tax. For that financial year SAAEM Belgium recorded revenue of € 4.3 million and equity of € 22.8 million. Compared with financial year 2024, the result moved from € 1 million to € 2 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 22.8 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2 million
▲ 94% vs 2024
Profit after tax over the fiscal year.
€ 69,922
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22 million.
People and assets in 2025
21.3
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.7 million
▲ 16% vs 2024
€ 128,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 58.8 million
▲ 4% vs 2024
€ 5.8 million is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1 million
▲ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 265 days on average.
€ 472,603
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,296,000 | € 3,024,800 | € 3,687,664 | € 4,250,728 | ▲ 15% |
| Profit after taxes | € 4,143,536 | € 9,001,533 | € 1,045,452 | € 2,023,566 | ▲ 94% |
| Equity | € 10,726,500 | € 19,728,033 | € 20,773,485 | € 22,797,051 | ▲ 10% |
| Total debts | € 91,995,003 | € 97,528,167 | € 106,364,509 | € 110,762,714 | ▲ 4% |
| Cash | € 821,276 | € 1,074,841 | € 6,652,298 | € 69,922 | ▼ 99% |
| Retained profit | € 9,926,500 | € 18,928,033 | € 19,973,485 | € 21,997,051 | ▲ 10% |
| Bank debt | € 59,851,504 | € 54,158,514 | € 56,299,008 | € 58,803,787 | ▲ 4% |
| Balance sheet total | € 102,721,503 | € 117,256,200 | € 127,137,994 | € 133,559,765 | ▲ 5% |
| Employees (FTE) | 12.1 | 16.5 | 20.2 | 21.3 | ▲ 1.1 |
Key figures of SAAEM Belgium, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAAEM Belgium?
What happened at SAAEM Belgium in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Antoine de Harlez stepped down as director. NBB
- SAAEM SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2 million (▲ 94% vs 2024). Source: NBB ↗
- Antoine de Harlez became a director. NBB
- SAAEM SA became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 4.1 million profit in 2022 to € 2 million profit in 2025.
Paid € 17,131 in corporate taxes since 2022.
Best year ever: 2023, with € 9 million profit.
A new publication or filing at SAAEM Belgium? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 100% of ABS, 100% of GMS STORE, 100% of TB, 100% of IMMO WEST I, 100% of GARAGE MODERN and 100% of SNAB itself.
Directors
According to the 2025 annual accounts
Antoine de Harlez
Managing director
Also active at: CARDENIS, Immo North I, Star Mobility Center, Maurin Immo East I, SNAB
since 2023 · until 2029
SAAEM SA
Managing director · represented by Benoît Catelin
Also active at: GARAGE MODERN, GARAGE PAUWELS, REVISIEBEDRIJF CLAES & ZONEN, EURO-TRUCKS CLAES, EURO-TRUCKS RENTING, LIMBURGSE VERHUURMAATSCHAPPIJ, Claes & Zonen, TB +10 more
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Sumatralaan 41
1180 Ukkel
Ambachtenlaan 4
3001 Leuven
Active since 11 January 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →TONDREAU AVOCATS
€ 91,595 gross margin · 2024
JUVANOR
€ 624,506 gross margin · 2024
International Policy Leadership Institute
TONDREAU & ASSOCIES
SAAEM Belgium btw-eenheid
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.782.250
- VAT number
- BE 0645.782.250
- Registered office
- Sumatralaan 41, 1180 Ukkel
- Names & denominations
- SAAEM Belgium
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering