Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
83 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
J&S AUTOS from Dilbeek, company number BE0645767701, closed financial year 2025 with a result of € -16,589 after tax. For that financial year J&S AUTOS recorded a gross margin of € -15,537 and equity of € -12,164. Compared with financial year 2024, the result moved from € -12,844 to € -16,589. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -12,164
▼ € 16,589 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,589
▼ 29 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,542
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -18,364.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,442
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,623
▼ 84% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,100 | € 14,705 | € -10,818 | € -15,537 | ▼ € 4,719 |
| Profit after taxes | € 18,195 | € 9,257 | € -12,844 | € -16,589 | ▼ € 3,745 |
| Equity | € 8,012 | € 17,269 | € 4,425 | € -12,164 | ▼ € 16,589 |
| Total debts | € 34,614 | € 16,911 | € 54,745 | € 42,560 | ▼ 22% |
| Cash | € 8,903 | € 12,615 | € 45,473 | € 6,542 | ▼ 86% |
| Retained profit | € 1,812 | € 11,069 | € -1,775 | € -18,364 | ▼ € 16,589 |
| Balance sheet total | € 42,626 | € 34,180 | € 59,170 | € 30,396 | ▼ 49% |
Key figures of J&S AUTOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J&S AUTOS?
What happened at J&S AUTOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,589. filed late Source: NBB ↗
- SAÏD GUENDOUZI became a director. NBB
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,195 profit in 2022 to € 16,589 loss in 2025.
Paid € 4,221 in corporate taxes since 2022.
Best year ever: 2022, with € 18,195 profit.
Management
Behind J&S AUTOS is SAÏD GUENDOUZI.
Directors
According to the 2025 annual accounts
SAÏD GUENDOUZI
Manager
since 2017
Establishments
Establishment units
Physical locations of this company
Oudesmidsestraat 20
1700 Dilbeek
Sint-Truidensesteenweg(Hak) 340 box b
3300 Tienen
Active since 8 January 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 83 companies are registered at this address.
All companies at this address →KONINKLIJKE BELGISCHE BILJARTBOND - FEDERATION ROYALE BELGE DE BILLARD
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.767.701
- VAT number
- BE 0645.767.701
- Registered office
- Oudesmidsestraat 20, 1700 Dilbeek
- Names & denominations
- J&S AUTOS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 2016
- Peppol
- Active · Active since 7 Feb 2026
- Contact
- [email protected]
- Activities · NACE
Handelsbemiddeling in de groothandel in andere specifieke goederen
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
Goederenvervoer over de weg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)