Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
92 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
J&S AUTOS from Dilbeek, company number BE0645767701, closed financial year 2025 with a result of € -16,589 after tax. For that financial year J&S AUTOS recorded a gross margin of € -15,537 and equity of € -12,164. Compared with financial year 2024, the result moved from € -12,844 to € -16,589. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -12,164
▼ € 16,589 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,589
▼ 29 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,542
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -18,364.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,442
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,623
▼ 84% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,100 | € 14,705 | € -10,818 | € -15,537 | ▼ € 4,719 |
| Profit after taxes | € 18,195 | € 9,257 | € -12,844 | € -16,589 | ▼ € 3,745 |
| Equity | € 8,012 | € 17,269 | € 4,425 | € -12,164 | ▼ € 16,589 |
| Total debts | € 34,614 | € 16,911 | € 54,745 | € 42,560 | ▼ 22% |
| Cash | € 8,903 | € 12,615 | € 45,473 | € 6,542 | ▼ 86% |
| Retained profit | € 1,812 | € 11,069 | € -1,775 | € -18,364 | ▼ € 16,589 |
| Balance sheet total | € 42,626 | € 34,180 | € 59,170 | € 30,396 | ▼ 49% |
Key figures of J&S AUTOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J&S AUTOS?
What happened at J&S AUTOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,589. filed late Source: NBB ↗
- SAÏD GUENDOUZI became a director. NBB
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,195 profit in 2022 to € 16,589 loss in 2025.
Paid € 4,221 in corporate taxes since 2022.
Best year ever: 2022, with € 18,195 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
SAÏD GUENDOUZI
Manager
since 2017
Establishments
Establishment units
Physical locations of this company
Oudesmidsestraat 20
1700 Dilbeek
Sint-Truidensesteenweg(Hak) 340 box b
3300 Tienen
Active since 8 January 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 92 companies are registered at this address.
All companies at this address →KONINKLIJKE BELGISCHE BILJARTBOND - FEDERATION ROYALE BELGE DE BILLARD
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.767.701
- VAT number
- BE 0645.767.701
- Registered office
- Oudesmidsestraat 20, 1700 Dilbeek
- Names & denominations
- J&S AUTOS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 2016
- Peppol
- Active · Active since 7 Feb 2026
- Contact
- [email protected]
- Activities · NACE
Handelsbemiddeling in de groothandel in andere specifieke goederen
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
Goederenvervoer over de weg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)