Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
FING-SERVICES from Zele, company number BE0645635760, closed financial year 2023 with a result of € 4,130 after tax. For that financial year FING-SERVICES recorded a gross margin of € 8,042 and equity of € -32,426. Compared with financial year 2022, the result moved from € -7,884 to € 4,130. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 21, 2025.
€ -32,426
▲ € 4,130 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,130
▲ still € 7,884 loss in 2022
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € -41,626.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 838
▼ 12% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 97,530
▼ 10% vs 2022
Loans from banks and other lenders, long and short.
€ 76,105
▲ 38% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 17
▼ 99% vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -7,631 | € 4,092 | € 8,042 | ▲ 97% |
| Profit after taxes | € -24,038 | € -7,884 | € 4,130 | ▲ € 12,013 |
| Equity | € -28,672 | € -36,556 | € -32,426 | ▲ € 4,130 |
| Total debts | € 182,752 | € 172,558 | € 173,652 | ▲ 1% |
| Cash | € 4,874 | - | - | |
| Land & buildings | € 119,489 | € 114,156 | € 111,490 | ▼ 2% |
| Retained profit | € -37,872 | € -45,756 | € -41,626 | ▲ € 4,130 |
| Bank debt | € 110,659 | € 108,600 | € 97,530 | ▼ 10% |
| Balance sheet total | € 154,080 | € 136,002 | € 141,226 | ▲ 4% |
Key figures of FING-SERVICES, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to FING-SERVICES?
What happened at FING-SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 4,130. filed late Source: NBB ↗
- New establishment in Zele. KBO
- Start of the company according to the CBE. KBO
- Filip De Coker became a director. NBB
In short
From € 24,038 loss in 2021 to € 4,130 profit in 2023.
Best year ever: 2023, with € 4,130 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FING-SERVICES is Filip De Coker.
Directors
According to the 2023 annual accounts
Filip De Coker
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Huivelde 153
9240 Zele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.635.760
- VAT number
- BE 0645.635.760
- Registered office
- Huivelde 153, 9240 Zele
- Names & denominations
- FING-SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 2016
- Peppol
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