Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUBY INVEST from Sint-Lambrechts-Woluwe, company number BE0645597158, closed financial year 2025 with a result of € 54,142 after tax. For that financial year RUBY INVEST recorded a gross margin of € 54,866 and equity of € -101,972. Compared with financial year 2024, the result moved from € 68,424 to € 54,142. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -101,972
▲ € 54,142 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 54,142
▼ 21% vs 2024
Profit after tax over the fiscal year.
€ 6,013
▲ € 5,977 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -118,172.
Debts at end 2025
€ 414
▲ 20% vs 2024
Loans from banks and other lenders, long and short.
€ 4,833
▲ € 4,313 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 375
▼ 93% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 101,797 | € 43,892 | € 79,527 | € 54,866 | ▼ 31% |
| Profit after taxes | € 34,251 | € 6,604 | € 68,424 | € 54,142 | ▼ 21% |
| Equity | € -231,142 | € -224,538 | € -156,114 | € -101,972 | ▲ € 54,142 |
| Total debts | € 287,758 | € 251,895 | € 168,687 | € 113,590 | ▼ 33% |
| Cash | € 588 | € 2,433 | € 36 | € 6,013 | ▲ € 5,977 |
| Retained profit | € -247,342 | € -240,738 | € -172,314 | € -118,172 | ▲ € 54,142 |
| Bank debt | € 0 | € 0 | € 345 | € 414 | ▲ 20% |
| Balance sheet total | € 56,616 | € 27,357 | € 12,573 | € 11,618 | ▼ 8% |
Key figures of RUBY INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUBY INVEST?
What happened at RUBY INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 54,142 (▼ 21% vs 2024). Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,251 profit in 2022 to € 54,142 profit in 2025.
Best year ever: 2024, with € 68,424 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Paul Hymanslaan 71 box 12
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0645.597.158
- VAT number
- BE 0645.597.158
- Registered office
- Paul Hymanslaan 71 bus 12, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- RUBY INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 January 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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