What is the address of STEPHANE DEMOULIN ASSURANCES?

The registered office of STEPHANE DEMOULIN ASSURANCES is located at Rue du Général de Gaulle(CO) 81, 6180 Courcelles.

Is STEPHANE DEMOULIN ASSURANCES still active?

Yes. According to the CBE (30 October 2026) STEPHANE DEMOULIN ASSURANCES is active, legal situation “Normale toestand”, started on 30 December 2015.

Is STEPHANE DEMOULIN ASSURANCES registered on Peppol?

No, STEPHANE DEMOULIN ASSURANCES is currently not registered on the Peppol network.

What is the enterprise number of STEPHANE DEMOULIN ASSURANCES?

The enterprise number of STEPHANE DEMOULIN ASSURANCES is BE0644991996.

When was STEPHANE DEMOULIN ASSURANCES founded?

STEPHANE DEMOULIN ASSURANCES was founded on 30 December 2015.

Who are the directors of STEPHANE DEMOULIN ASSURANCES?

According to the 2024 annual accounts, the directors of STEPHANE DEMOULIN ASSURANCES are: Stéphane DEMOULIN.

Is STEPHANE DEMOULIN ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 December 2015; 4 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account.

How much profit did STEPHANE DEMOULIN ASSURANCES make in 2024?

STEPHANE DEMOULIN ASSURANCES posted a profit after taxes of € 2,119 in financial year 2024.

What is the revenue of STEPHANE DEMOULIN ASSURANCES?

As a small company, STEPHANE DEMOULIN ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 65,661.

STEPHANE DEMOULIN ASSURANCES (Private Limited)

Dossier STEPHANE DEMOULIN ASSURANCES, printed on 30 October 2026 from databakkes.be/en/0644991996/stephane-demoulin-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 4 fiscal years.
Late annual account NBB

Fiscal year 2024 was filed 206 days after the legal deadline.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2024

STEPHANE DEMOULIN ASSURANCES from Courcelles, company number BE0644991996, closed financial year 2024 with a result of € 2,119 after tax. For that financial year STEPHANE DEMOULIN ASSURANCES recorded a gross margin of € 65,661 and equity of € -9,193. Compared with financial year 2023, the result moved from € -22,807 to € 2,119. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 22, 2026.

What it is worth Caution

€ -9,193

▲ € 2,119 vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 2,119

▲ still € 22,807 loss in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 19,300

▼ 52% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € -27,793.

People and assets in 2024

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 20,239

▼ 58% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 134,841

▼ 17% vs 2023

€ 37,502 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 14,214

▲ 229% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 11,000

▼ 35% vs 2023

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 81,854 Gross margin 2021: € 81,854 First fiscal year in the series	€ 86,930 Gross margin 2022: € 86,930 ▲ 6% vs 2021 (€ 81,854) Favourable step	€ 55,535 Gross margin 2023: € 55,535 ▼ 36% vs 2022 (€ 86,930) Unfavourable step	€ 65,661 Gross margin 2024: € 65,661 ▲ 18% vs 2023 (€ 55,535) Favourable step	▲ 18%
Profit after taxes	€ -22,504 Profit after taxes 2021: € -22,504 First fiscal year in the series	€ -20,869 Profit after taxes 2022: € -20,869 ▲ € 1,635 vs 2021 (€ -22,504) Favourable step	€ -22,807 Profit after taxes 2023: € -22,807 ▼ € 1,938 vs 2022 (€ -20,869) Unfavourable step	€ 2,119 Profit after taxes 2024: € 2,119 ▲ € 24,926 vs 2023 (€ -22,807) Favourable step	▲ € 24,926
Equity	€ 32,365 Equity 2021: € 32,365 First fiscal year in the series	€ 11,496 Equity 2022: € 11,496 ▼ 64% vs 2021 (€ 32,365) Unfavourable step	€ -11,311 Equity 2023: € -11,311 ▼ € 22,807 vs 2022 (€ 11,496) Unfavourable step	€ -9,193 Equity 2024: € -9,193 ▲ € 2,119 vs 2023 (€ -11,311) Favourable step	▲ € 2,119
Total debts	€ 201,023 Total debts 2021: € 201,023 First fiscal year in the series	€ 169,588 Total debts 2022: € 169,588 ▼ 16% vs 2021 (€ 201,023) Favourable step	€ 187,708 Total debts 2023: € 187,708 ▲ 11% vs 2022 (€ 169,588) Unfavourable step	€ 160,465 Total debts 2024: € 160,465 ▼ 15% vs 2023 (€ 187,708) Favourable step	▼ 15%
Cash	€ 32,222 Cash 2021: € 32,222 First fiscal year in the series	€ 19,531 Cash 2022: € 19,531 ▼ 39% vs 2021 (€ 32,222) Unfavourable step	€ 40,040 Cash 2023: € 40,040 ▲ 105% vs 2022 (€ 19,531) Favourable step	€ 19,300 Cash 2024: € 19,300 ▼ 52% vs 2023 (€ 40,040) Unfavourable step	▼ 52%
Retained profit	€ 13,765 Retained profit 2021: € 13,765 First fiscal year in the series	€ -7,104 Retained profit 2022: € -7,104 ▼ € 20,869 vs 2021 (€ 13,765) Unfavourable step	€ -29,911 Retained profit 2023: € -29,911 ▼ € 22,807 vs 2022 (€ -7,104) Unfavourable step	€ -27,793 Retained profit 2024: € -27,793 ▲ € 2,119 vs 2023 (€ -29,911) Favourable step	▲ € 2,119
Bank debt	€ 147,508 Bank debt 2021: € 147,508 First fiscal year in the series	€ 150,771 Bank debt 2022: € 150,771 ▲ 2% vs 2021 (€ 147,508) Unfavourable step	€ 163,434 Bank debt 2023: € 163,434 ▲ 8% vs 2022 (€ 150,771) Unfavourable step	€ 134,841 Bank debt 2024: € 134,841 ▼ 17% vs 2023 (€ 163,434) Favourable step	▼ 17%
Balance sheet total	€ 233,389 Balance sheet total 2021: € 233,389 First fiscal year in the series	€ 181,084 Balance sheet total 2022: € 181,084 ▼ 22% vs 2021 (€ 233,389) Unchanged	€ 176,397 Balance sheet total 2023: € 176,397 ▼ 3% vs 2022 (€ 181,084) Unchanged	€ 151,272 Balance sheet total 2024: € 151,272 ▼ 14% vs 2023 (€ 176,397) Unchanged	▼ 14%

Key figures of STEPHANE DEMOULIN ASSURANCES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to STEPHANE DEMOULIN ASSURANCES?

What happened at STEPHANE DEMOULIN ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 22, 2026 New annual accounts for financial year 2024: profit of € 2,119. filed late Source: NBB ↗
2015 Stéphane DEMOULIN became a director. NBB
Dec 30, 2015 New establishment in Courcelles. KBO
Dec 30, 2015 Start of the company according to the CBE. KBO

In short

From € 22,504 loss in 2021 to € 2,119 profit in 2024.

Paid € 66,219 in corporate taxes since 2021.

Best year ever: 2024, with € 2,119 profit.

Original PDFs at the National Bank ↗

Management

Stéphane DEMOULIN

STEPHANE DEMOULIN ASSURANCES

Behind STEPHANE DEMOULIN ASSURANCES is Stéphane DEMOULIN.

Directors

According to the 2024 annual accounts

Stéphane DEMOULIN

Manager

since 2015

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Général de Gaulle(CO) 81

6180 Courcelles

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

VACANCES THOMAS

€ 6,452 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0644.991.996
VAT number: BE 0644.991.996
Registered office: Rue du Général de Gaulle(CO) 81, 6180 Courcelles
Names & denominations: STEPHANE DEMOULIN ASSURANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 30 December 2015
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗