Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEWA CONSTRUCT from Halle, company number BE0644958047, closed financial year 2025 with a result of € -55,672 after tax. For that financial year STEWA CONSTRUCT recorded a gross margin of € -28,779 and equity of € -29,549. Compared with financial year 2024, the result moved from € 32,171 to € -55,672. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -29,549
▼ € 55,672 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,672
▼ still € 32,171 profit in 2024
Profit after tax over the fiscal year.
€ 2,424
▲ 227% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -42,049.
People and assets in 2025
€ 893
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 432,313
▼ 18% vs 2024
€ 19,683 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 86,215
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,577
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,293 | € 24,361 | € 81,354 | € -28,779 | ▼ € 110,133 |
| Profit after taxes | € 27,855 | € -17,705 | € 32,171 | € -55,672 | ▼ € 87,844 |
| Equity | € 11,657 | € -6,048 | € 26,123 | € -29,549 | ▼ € 55,672 |
| Total debts | € 815,010 | € 1,114,934 | € 941,549 | € 865,532 | ▼ 8% |
| Cash | € 59,936 | € 6,191 | € 742 | € 2,424 | ▲ 227% |
| Land & buildings | € 349,204 | € 337,305 | € 325,406 | € 313,506 | ▼ 4% |
| Retained profit | € -843 | € -18,548 | € 13,623 | € -42,049 | ▼ € 55,672 |
| Bank debt | € 567,773 | € 751,432 | € 527,796 | € 432,313 | ▼ 18% |
| Balance sheet total | € 826,668 | € 1,108,886 | € 967,673 | € 835,983 | ▼ 14% |
Key figures of STEWA CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEWA CONSTRUCT?
What happened at STEWA CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 55,672 (▼ € 87,844 vs 2024). Source: NBB ↗
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,855 profit in 2022 to € 55,672 loss in 2025.
Paid € 3,099 in corporate taxes since 2022.
Best year ever: 2024, with € 32,171 profit.
Management
Behind STEWA CONSTRUCT are Walter Debusscher and Anaïs Slagmuylder. Walter Debusscher is also behind 'T Sum and DEMA BOUW.
Establishments
Establishment units
Physical locations of this company
Mussenberg 61
1502 Halle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0644.958.047
- VAT number
- BE 0644.958.047
- Registered office
- Mussenberg 61, 1502 Halle
- Names & denominations
- STEWA CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2015
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
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