Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ST.-PAUL A&T from Knokke-Heist, company number BE0644779091, closed financial year 2025 with a result of € 4,338 after tax. For that financial year ST.-PAUL A&T recorded a gross margin of € 918,262 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € -73,472 to € 4,338. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 1.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,338
▲ still € 73,472 loss in 2024
Profit after tax over the fiscal year.
€ 48,098
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 917,869.
People and assets in 2025
€ 3.5 million
▲ 18% vs 2024
Of which on lease € 824,458.
Debts at end 2025
€ 763,159
▼ 20% vs 2024
€ 184,458 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 245,546
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,208
▼ 37% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 310,772 | € 427,791 | € 606,222 | € 918,262 | ▲ 51% |
| Profit after taxes | € 68,037 | € -38,391 | € -73,472 | € 4,338 | ▲ € 77,810 |
| Equity | € 1,197,536 | € 1,159,145 | € 1,085,673 | € 1,090,011 | |
| Total debts | € 5,860,556 | € 6,313,602 | € 10,465,451 | € 11,772,477 | ▲ 12% |
| Cash | € 209,665 | € 24,397 | € 39,564 | € 48,098 | ▲ 22% |
| Land & buildings | € 73,647 | € 75,671 | € 64,007 | € 66,798 | ▲ 4% |
| Retained profit | € 1,025,394 | € 987,003 | € 913,531 | € 917,869 | |
| Bank debt | € 128,146 | € 37,650 | € 949,605 | € 763,159 | ▼ 20% |
| Balance sheet total | € 7,058,092 | € 7,472,747 | € 11,551,124 | € 12,862,488 | ▲ 11% |
Key figures of ST.-PAUL A&T, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ST.-PAUL A&T?
What happened at ST.-PAUL A&T in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Samuel Verheggen stepped down as director. NBB
- Wim Kuijl stepped down as director. NBB
- Kuijl Tim stepped down as director. NBB
- Ku&Ku Investments BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 4,338. Source: NBB ↗
- Samuel Verheggen became a director. NBB
- Wim Kuijl became a director. NBB
- Kuijl Tim became a director. NBB
In short
From € 68,037 profit in 2022 to € 4,338 profit in 2025.
Paid € 64,878 in corporate taxes since 2022.
Best year ever: 2022, with € 68,037 profit.
Management
The stake of KU&KU INVESTMENTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ST.-PAUL A&TThe shares are held by KU&KU INVESTMENTS (100%).
Directors
According to the 2025 annual accounts
Samuel Verheggen
Director
since 2025 · until 2031
since 2022 · until 2029
Wim Kuijl
Director
since 2025 · until 2031
Kuijl Tim
Director
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Graaf Jansdijk 227
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0644.779.091
- VAT number
- BE 0644.779.091
- Registered office
- Graaf Jansdijk 227, 8300 Knokke-Heist
- Names & denominations
- ST.-PAUL A&T
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2015
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Verhuur en lease van vrachtwagens
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Overige sportactiviteiten, neg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Detailhandel in andere motorvoertuigen (> 3,5 ton)