Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ST.-PAUL A&T from Knokke-Heist, company number BE0644779091, closed financial year 2025 with a result of € 4,338 after tax. For that financial year ST.-PAUL A&T recorded a gross margin of € 918,262 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € -73,472 to € 4,338. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 1.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,338
▲ still € 73,472 loss in 2024
Profit after tax over the fiscal year.
€ 48,098
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 917,869.
People and assets in 2025
€ 3.5 million
▲ 18% vs 2024
Of which on lease € 824,458.
Debts at end 2025
€ 763,159
▼ 20% vs 2024
€ 184,458 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 245,546
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,208
▼ 37% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 310,772 | € 427,791 | € 606,222 | € 918,262 | ▲ 51% |
| Profit after taxes | € 68,037 | € -38,391 | € -73,472 | € 4,338 | ▲ € 77,810 |
| Equity | € 1,197,536 | € 1,159,145 | € 1,085,673 | € 1,090,011 | |
| Total debts | € 5,860,556 | € 6,313,602 | € 10,465,451 | € 11,772,477 | ▲ 12% |
| Cash | € 209,665 | € 24,397 | € 39,564 | € 48,098 | ▲ 22% |
| Land & buildings | € 73,647 | € 75,671 | € 64,007 | € 66,798 | ▲ 4% |
| Retained profit | € 1,025,394 | € 987,003 | € 913,531 | € 917,869 | |
| Bank debt | € 128,146 | € 37,650 | € 949,605 | € 763,159 | ▼ 20% |
| Balance sheet total | € 7,058,092 | € 7,472,747 | € 11,551,124 | € 12,862,488 | ▲ 11% |
Key figures of ST.-PAUL A&T, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ST.-PAUL A&T?
What happened at ST.-PAUL A&T in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Samuel Verheggen stepped down as director. NBB
- Wim Kuijl stepped down as director. NBB
- Kuijl Tim stepped down as director. NBB
- Ku&Ku Investments BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 4,338. Source: NBB ↗
- Samuel Verheggen became a director. NBB
- Wim Kuijl became a director. NBB
- Kuijl Tim became a director. NBB
In short
From € 68,037 profit in 2022 to € 4,338 profit in 2025.
Paid € 64,878 in corporate taxes since 2022.
Best year ever: 2022, with € 68,037 profit.
A new publication or filing at ST.-PAUL A&T? We notify you, reason included.
Follow ST.-PAUL A&TDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KU&KU INVESTMENTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ST.-PAUL A&TThe shares are held by KU&KU INVESTMENTS (100%).
Directors
According to the 2025 annual accounts
Samuel Verheggen
Director
since 2025 · until 2031
since 2022 · until 2029
Wim Kuijl
Director
since 2025 · until 2031
Kuijl Tim
Director
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Graaf Jansdijk 277
8300 Knokke-Heist
Graaf Jansdijk 227
8300 Knokke-Heist
Active since 22 December 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0644.779.091
- VAT number
- BE 0644.779.091
- Registered office
- Graaf Jansdijk 277, 8300 Knokke-Heist
- Names & denominations
- ST.-PAUL A&T
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2015
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Verhuur en lease van vrachtwagens
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Overige sportactiviteiten, neg
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Detailhandel in andere motorvoertuigen (> 3,5 ton)