Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Assurances J.PIRENNE from Thimister-Clermont, company number BE0643999529, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year Assurances J.PIRENNE recorded a gross margin of € 2 million and equity of € 100,000. Compared with financial year 2024, the result moved from € 951,609 to € 1.1 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 100,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.1 million
▲ 14% vs 2024
Profit after tax over the fiscal year.
€ 13,752
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.1 million paid out
98 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
9.9
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 411,579
▲ 9% vs 2024
€ 41,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 122,037
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 133,716
Supplier invoices still open on the last day of the fiscal year.
€ 165,466
▲ 52% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,287,955 | € 1,502,889 | € 1,725,696 | € 1,961,174 | ▲ 14% |
| Profit after taxes | € 742,086 | € 852,283 | € 951,609 | € 1,087,160 | ▲ 14% |
| Equity | € 100,713 | € 100,247 | € 100,000 | € 100,000 | |
| Total debts | € 807,952 | € 999,240 | € 1,090,001 | € 1,321,914 | ▲ 21% |
| Cash | € 2,240 | € 87,836 | € 161,939 | € 13,752 | ▼ 92% |
| Retained profit | € 713 | € 247 | € 0 | € 0 | |
| Dividend | € 740,000 | € 837,000 | € 933,151 | € 1,066,458 | ▲ 14% |
| Balance sheet total | € 908,665 | € 1,099,487 | € 1,190,001 | € 1,421,914 | ▲ 19% |
| Employees (FTE) | 7.2 | 7.4 | 8.4 | 9.9 | ▲ 1.5 |
Key figures of Assurances J.PIRENNE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Assurances J.PIRENNE?
What happened at Assurances J.PIRENNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.1 million (▲ 14% vs 2024). Source: NBB ↗
- New establishment in Thimister-Clermont. KBO
- Start of the company according to the CBE. KBO
- Joseph Pirenne became a director. NBB
- Martin Geron became a director. NBB
In short
From € 742,086 profit in 2022 to € 1.1 million profit in 2025.
Paid € 1.2 million in corporate taxes since 2022.
Best year ever: 2025, with € 1.1 million profit.
On average € 198,100 of value added per employee in 2025.
A new publication or filing at Assurances J.PIRENNE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Assurances J.PIRENNE are Joseph Pirenne and Martin Geron. Martin Geron is also behind DUPLINET and Pirenne et Geron Invest.
Directors
According to the 2025 annual accounts
Joseph Pirenne
Director
since 2015
since 2015
Establishments
Establishment units
Physical locations of this company
Chaussée Charlemagne 116 box 1
4890 Thimister-Clermont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.999.529
- VAT number
- BE 0643.999.529
- Registered office
- Chaussée Charlemagne 116 bus 1, 4890 Thimister-Clermont
- Names & denominations
- Assurances J.PIRENNE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2015
- Peppol
- Not registered
- Contact
- 087/446350
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars