Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fiwo from Hamme (Vl.), company number BE0643992995, closed financial year 2025 with a result of € 57,307 after tax. For that financial year Fiwo recorded a gross margin of € 312,365 and equity of € 528,377. Compared with financial year 2024, the result moved from € 82,460 to € 57,307. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.
€ 528,377
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,307
▼ 31% vs 2024
Profit after tax over the fiscal year.
€ 371,217
▲ € 306,299 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
26 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 162,438
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 67,316
▼ 26% vs 2024
€ 29,500 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 398,760
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,550
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 201,871 | € 314,874 | € 321,595 | € 312,365 | ▼ 3% |
| Profit after taxes | € 36,294 | € 135,259 | € 82,460 | € 57,307 | ▼ 31% |
| Equity | € 163,367 | € 403,609 | € 486,069 | € 528,377 | ▲ 9% |
| Total debts | € 463,809 | € 653,591 | € 795,228 | € 961,849 | ▲ 21% |
| Cash | € 52,804 | € 17,356 | € 64,918 | € 371,217 | ▲ € 306,299 |
| Land & buildings | € 525,824 | € 616,851 | € 1,024,432 | € 996,507 | ▼ 3% |
| Retained profit | € 144,767 | € 279,027 | € 361,487 | € 403,794 | ▲ 12% |
| Dividend | € 0 | € 1,000 | € 0 | € 15,000 | |
| Bank debt | € 139,787 | € 110,180 | € 91,002 | € 67,316 | ▼ 26% |
| Balance sheet total | € 677,176 | € 1,057,200 | € 1,281,297 | € 1,490,226 | ▲ 16% |
| Employees (FTE) | 2 | - | - | - |
Key figures of Fiwo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Fiwo?
What happened at Fiwo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 57,307 (▼ 31% vs 2024). Source: NBB ↗
- New establishment in Hamme (Vl.). KBO
- Koen Ysewyn became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 36,294 profit in 2022 to € 57,307 profit in 2025.
Paid € 142,294 in corporate taxes since 2022.
Best year ever: 2023, with € 135,259 profit.
On average € 100,900 of value added per employee in 2022.
A new publication or filing at Fiwo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fiwo is Koen Ysewyn. Koen Ysewyn is also behind Derwijn.
Directors
According to the 2025 annual accounts
since 2015
Establishments
Establishment units
Physical locations of this company
Zwaarveld 75
9220 Hamme (Vl.)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.992.995
- VAT number
- BE 0643.992.995
- Registered office
- Zwaarveld 75, 9220 Hamme (Vl.)
- Names & denominations
- Fiwo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 2015
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Overige zakelijke dienstverlening, neg
Holdings