Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZwartOpWit Groep from Herenthout, company number BE0643826414, closed financial year 2025 with a result of € 667,232 after tax. For that financial year ZwartOpWit Groep recorded a gross margin of € 189,734 and equity of € 11.9 million. Compared with financial year 2024, the result moved from € 139,072 to € 667,232. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 11.9 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 667,232
▲ € 528,160 vs 2024
Profit after tax over the fiscal year.
€ 50,037
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 6.9 million.
Debts at end 2025
€ 6.4 million
▼ 11% vs 2024
€ 1.3 million is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 23,181
▼ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,666
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 193,839 | € 195,234 | € 196,238 | € 189,734 | ▼ 3% |
| Profit after taxes | € 1,115,272 | € 1,996,966 | € 139,072 | € 667,232 | ▲ € 528,160 |
| Equity | € 9,118,623 | € 11,115,588 | € 11,254,660 | € 11,921,893 | ▲ 6% |
| Total debts | € 9,431,601 | € 7,510,858 | € 7,404,835 | € 6,637,253 | ▼ 10% |
| Cash | € 57,539 | € 120,674 | € 110,595 | € 50,037 | ▼ 55% |
| Retained profit | € 4,118,623 | € 6,115,588 | € 6,254,660 | € 6,921,893 | ▲ 11% |
| Bank debt | € 8,965,882 | € 7,330,000 | € 7,203,433 | € 6,396,952 | ▼ 11% |
| Balance sheet total | € 18,550,224 | € 18,626,446 | € 18,659,495 | € 18,559,146 | ▼ 1% |
Key figures of ZwartOpWit Groep, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZwartOpWit Groep?
What happened at ZwartOpWit Groep in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- M. Willaert BV stepped down as director. NBB
- Amethis BV stepped down as director. NBB
- RatandMouse BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 667,232 (▲ € 528,160 vs 2024). Source: NBB ↗
- Geert Mans stepped down as director. NBB
- M. Willaert BV became a director. NBB
- Amethis BV became a director. NBB
- Geert Mans became a director. NBB
In short
From € 1.1 million profit in 2022 to € 667,232 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2023, with € 2 million profit.
A new publication or filing at ZwartOpWit Groep? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FIN.CO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZwartOpWit GroepThe shares are held by FIN.CO (48.6%). It owns 100% of Drukkerij ZwartOpWit itself.
Directors
According to the 2025 annual accounts
Director · represented by Martijn Willaert
Also active at: IDEAL SYSTEMS, D-FINITE, ARBAHOLD, Finco Management, VVKIA Group
since 2021 · until 2027
since 2021 · until 2027
Geert Mans
Director
since 2021 · until 2026
Managing director · represented by Emmanuel Lemeur
Also active at: DRUKKERIJ ZWARTOPWIT
since 2021 · until 2027
Shareholders
48.6%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Grensstraat 9
2270 Herenthout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0643.826.414
- VAT number
- BE 0643.826.414
- Registered office
- Grensstraat 9, 2270 Herenthout
- Names & denominations
- ZwartOpWit Groep
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2015
- Peppol
- Active · Active since 29 Jan 2026
- Contact
- zwartopwit.be
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering