Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2021.
Financials
Financial year 2024
BDE INVEST from Nivelles, company number BE0643558772, closed financial year 2024 with a result of € -796,414 after tax. For that financial year BDE INVEST recorded a gross margin of € 176,372 and equity of € -1.7 million. Compared with financial year 2023, the result moved from € -324,811 to € -796,414. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2025.
€ -1.7 million
▼ € 796,414 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -796,414
▼ 145 % more loss than in 2023
Profit after tax over the fiscal year.
€ 19,362
▲ € 19,061 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2.5 million.
People and assets in 2024
1
Average over the fiscal year, from the social balance sheet.
€ 95,252
▼ 11% vs 2023
€ 95,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,900
Of which on lease € 17,900.
Debts at end 2024
€ 2.1 million
▲ 27% vs 2023
€ 112,922 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 115,448
▲ 4% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 135,869
▼ 41% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 14,026 | € -101,379 | € -1,523 | € 176,372 | ▲ € 177,894 |
| Profit after taxes | € 9,889 | € -1,236,527 | € -324,811 | € -796,414 | ▼ € 471,603 |
| Equity | € 707,572 | € -528,956 | € -853,767 | € -1,650,180 | ▼ € 796,414 |
| Total debts | € 2,900,671 | € 2,989,705 | € 3,424,462 | € 3,048,811 | ▼ 11% |
| Cash | € 998 | € 488 | € 300 | € 19,362 | ▲ € 19,061 |
| Retained profit | € -97,428 | € -1,333,956 | € -1,658,767 | € -2,455,180 | ▼ € 796,414 |
| Bank debt | € 1,232,555 | € 1,407,124 | € 1,666,399 | € 2,113,361 | ▲ 27% |
| Balance sheet total | € 3,608,243 | € 2,460,749 | € 2,570,696 | € 1,398,631 | ▼ 46% |
| Employees (FTE) | - | - | 1 | 1 |
Key figures of BDE INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BDE INVEST?
What happened at BDE INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean-Paul Boon stepped down as director. NBB
- Bernard Persoons stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 796,414. Source: NBB ↗
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,889 profit in 2021 to € 796,414 loss in 2024.
Paid € 1,276 in corporate taxes since 2021.
Best year ever: 2021, with € 9,889 profit.
On average € 176,400 of value added per employee in 2024.
A new publication or filing at BDE INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PERSOONS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BDE INVESTThe shares are held by PERSOONS (50%). It owns 100% of Star Immo, 100% of Bisoft, 80% of BDE-Research, 75% of REVALOR and 7.2% of BDE-Service Center itself.
Directors
According to the 2024 annual accounts
Jean-Paul Boon
Director
Also active at: International Business Software Consulting, BIsoft, STRATEGOR, BDE-Research, Ecologic-Reconditionnement, BDE -SERVICE CENTER
· until 2027
Bernard Persoons
Managing director
Also active at: ASBL EPHEC-GALILEE, ECO - LOGIC, International Business Software Consulting, PERSOONS, BIsoft, LE BOUCHE A OREILLE, BAO - Elan Vital, Ecologic-Reconditionnement
· until 2027
Shareholders
50%
Participations
Establishments
Establishment units
Physical locations of this company
Avenue Thomas Edison 95
1402 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →ECO - LOGIC same network
€ -92,833 gross margin · 2023
BIsoft same network
€ 1.1 million gross margin · 2025
Unité TVA BDE
CHISPAS AMAZONICAS
BDE-Research same network
€ 165,617 gross margin · 2024
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.558.772
- VAT number
- BE 0643.558.772
- Registered office
- Avenue Thomas Edison 95, 1402 Nivelles
- Names & denominations
- BDE INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 November 2015
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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