Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
BDE INVEST from Nivelles, company number BE0643558772, closed financial year 2025 with a result of € 764,343 after tax. For that financial year BDE INVEST recorded a gross margin of € 99,610 and equity of € -885,837. Compared with financial year 2024, the result moved from € -796,414 to € 764,343. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.
€ -885,837
▲ € 764,343 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 764,343
▲ still € 796,414 loss in 2024
Profit after tax over the fiscal year.
€ 165,260
▲ € 145,898 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.7 million.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 105,333
▲ 11% vs 2024
€ 105,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,950
▼ 33% vs 2024
Of which on lease € 11,950.
Debts at end 2025
€ 1.9 million
▼ 9% vs 2024
€ 7,887 is repaid this year. At this pace the long-term loan is gone in ≈ 236 years.
€ 27,293
▼ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,674
▼ 86% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -101,379 | € -1,523 | € 176,372 | € 99,610 | ▼ 44% |
| Profit after taxes | € -1,236,527 | € -324,811 | € -796,414 | € 764,343 | ▲ € 1.6 million |
| Equity | € -528,956 | € -853,767 | € -1,650,180 | € -885,837 | ▲ € 764,343 |
| Total debts | € 2,989,705 | € 3,424,462 | € 3,048,811 | € 2,320,973 | ▼ 24% |
| Cash | € 488 | € 300 | € 19,362 | € 165,260 | ▲ € 145,898 |
| Retained profit | € -1,333,956 | € -1,658,767 | € -2,455,180 | € -1,690,837 | ▲ € 764,343 |
| Bank debt | € 1,407,124 | € 1,666,399 | € 2,113,361 | € 1,927,113 | ▼ 9% |
| Balance sheet total | € 2,460,749 | € 2,570,696 | € 1,398,631 | € 1,435,136 | ▲ 3% |
| Employees (FTE) | - | 1 | 1 | 1 |
Key figures of BDE INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BDE INVEST?
What happened at BDE INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 764,343. filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- Jean-Paul Boon became a director. NBB
- Bernard Persoons became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1.2 million loss in 2022 to € 764,343 profit in 2025.
Paid € 1,276 in corporate taxes since 2022.
Best year ever: 2025, with € 764,343 profit.
On average € 99,600 of value added per employee in 2025.
Management
The stake of PERSOONS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BDE INVESTBehind BDE INVEST are Jean-Paul Boon and Bernard Persoons. The shares are held by PERSOONS (50%). It owns 100% of Star Immo, 75% of REVALOR, 62% of BDE-Research and 7.2% of BDE-Service Center itself.
Directors
According to the 2025 annual accounts
Jean-Paul Boon
Director
Also active at: International Business Software Consulting, BIsoft, STRATEGOR, BDE-Research, Ecologic-Reconditionnement, BDE -SERVICE CENTER
since 2015
Bernard Persoons
Director
Also active at: ASBL EPHEC-GALILEE, ECO - LOGIC, International Business Software Consulting, PERSOONS, BIsoft, LE BOUCHE A OREILLE, BAO - Elan Vital, BDE-Research +1 more
since 2015
Shareholders
50%
Participations
Establishments
Establishment units
Physical locations of this company
Avenue Thomas Edison 95
1402 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →ECO - LOGIC same network
€ -92,833 gross margin · 2023
Bisoft same network
€ 1.1 million gross margin · 2025
Unité TVA BDE
CHISPAS AMAZONICAS
BDE-Research same network
€ 163,698 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.558.772
- VAT number
- BE 0643.558.772
- Registered office
- Avenue Thomas Edison 95, 1402 Nivelles
- Names & denominations
- BDE INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 November 2015
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Adviesbureaus op het gebied van public relations en communicatie