Financials
Financial year 2025
PHYS&OS from Lobbes, company number BE0643534820, closed financial year 2025 with a result of € -809 after tax. For that financial year PHYS&OS recorded a gross margin of € 36,578 and equity of € 39,769. Compared with financial year 2024, the result moved from € 6,298 to € -809. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 39,769
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -809
▼ still € 6,298 profit in 2024
Profit after tax over the fiscal year.
€ 15,014
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 33,569.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 76,508
▲ 21% vs 2024
Of which on lease € 56,431.
Debts at end 2025
€ 60,892
▼ 15% vs 2024
€ 23,737 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,071
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 19,202 | € 23,753 | € 36,991 | € 36,578 | ▼ 1% |
| Profit after taxes | € 445 | € -193 | € 6,298 | € -809 | ▼ € 7,106 |
| Equity | € 34,473 | € 34,280 | € 40,577 | € 39,769 | ▼ 2% |
| Total debts | € 66,659 | € 54,410 | € 75,282 | € 66,026 | ▼ 12% |
| Cash | € 15,876 | € 16,934 | € 21,644 | € 15,014 | ▼ 31% |
| Retained profit | € 28,273 | € 28,080 | € 34,377 | € 33,569 | ▼ 2% |
| Bank debt | € 63,452 | € 49,799 | € 71,879 | € 60,892 | ▼ 15% |
| Balance sheet total | € 101,132 | € 88,690 | € 115,859 | € 105,795 | ▼ 9% |
Key figures of PHYS&OS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHYS&OS?
What happened at PHYS&OS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 809 (▼ € 7,106 vs 2024). Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- New establishment in Thuin. KBO
- Julien LEGRAIN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 445 profit in 2022 to € 809 loss in 2025.
Paid € 4,006 in corporate taxes since 2022.
Best year ever: 2024, with € 6,298 profit.
Management
Behind PHYS&OS is Julien LEGRAIN.
Directors
According to the 2025 annual accounts
Julien LEGRAIN
Managing director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue Albert Ier 15
6540 Lobbes
Rue de Marchienne(GOZ) 113 box A
6534 Thuin
Active since 23 November 2015
Rue Praile(NAL) 173
6120 Ham-sur-Heure-Nalinnes
Active since 31 March 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0643.534.820
- VAT number
- BE 0643.534.820
- Registered office
- Rue Albert Ier 15, 6540 Lobbes
- Names & denominations
- PHYS&OS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2015
- Peppol
- Active · Active since 10 Dec 2025