Financials
Financial year 2025
Quatannens-Norga Verzekeringen from Anzegem, company number BE0642616189, closed financial year 2025 with a result of € 898,228 after tax. For that financial year Quatannens-Norga Verzekeringen recorded revenue of € 4.6 million and equity of € 841,108. Compared with financial year 2024, the result moved from € 1 million to € 898,228. The company is profitable. The buffer shrank hard: equity is 52 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ 841,108
▼ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 898,228
▼ 12% vs 2024
Profit after tax over the fiscal year.
€ 1.1 million
▲ 112% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.8 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
18.3
▲ 3.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 30% vs 2024
€ 70,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 293,406
▲ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.6 million
▼ 8% vs 2024
€ 432,189 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.1 million
▲ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 210,345
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 3,044,718 | € 3,979,075 | € 4,213,300 | € 4,606,102 | ▲ 9% |
| Gross margin | € 1,917,536 | € 2,675,960 | € 2,929,104 | € 3,116,941 | ▲ 6% |
| Profit after taxes | € 501,694 | € 854,583 | € 1,022,799 | € 898,228 | ▼ 12% |
| Equity | € 1,110,498 | € 1,470,080 | € 1,742,880 | € 841,108 | ▼ 52% |
| Total debts | € 3,093,896 | € 3,557,782 | € 2,826,041 | € 3,706,313 | ▲ 31% |
| Cash | € 584,157 | € 1,131,190 | € 533,484 | € 1,130,726 | ▲ 112% |
| Land & buildings | € 5,526 | € 34,344 | € 26,714 | € 70,266 | ▲ 163% |
| Retained profit | € 810,498 | € 1,170,080 | € 1,442,880 | € 541,108 | ▼ 62% |
| Dividend | € 0 | € 495,000 | € 750,000 | € 1,800,000 | ▲ 140% |
| Bank debt | € 2,231,693 | € 2,079,584 | € 1,714,729 | € 1,574,704 | ▼ 8% |
| Balance sheet total | € 4,204,394 | € 5,027,863 | € 4,568,921 | € 4,547,421 | |
| Employees (FTE) | 11.4 | 13.1 | 15.1 | 18.3 | ▲ 3.2 |
Key figures of Quatannens-Norga Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Quatannens-Norga Verzekeringen?
What happened at Quatannens-Norga Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 898,228 (▼ 12% vs 2024). filed late Source: NBB ↗
- Bert Wauters became a director. NBB
- Christine Vandevoorde stepped down as director. NBB
- New establishment in Assenede. KBO
- New establishment in Maldegem. KBO
- New establishment in Kruisem. KBO
- New establishment in Anzegem. KBO
- New establishment in Kortrijk. KBO
In short
From € 501,694 profit in 2022 to € 898,228 profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2024, with € 1 million profit.
On average € 170,300 of value added per employee in 2025.
A new publication or filing at Quatannens-Norga Verzekeringen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JulMad comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Quatannens-Norga VerzekeringenBehind Quatannens-Norga Verzekeringen are Henk Vandenheede, Guy Norga, Pieter Norga, Bert Wauters and Antoon Callens. The shares are held by JulMad (50%).
Directors
According to the 2025 annual accounts
Guy Norga
Director
Also active at: QUATANNENS EN CO, PINOR INVEST, ZAKENKANTOOR D.G.S., D.G.S. Invest, B&G Invest
Bert Wauters
Director
since 2026
Christine Vandevoorde
Director
· until 2026
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Wortegemsesteenweg 9 box 3
8570 Anzegem
Grote Markt(Kor) 42
8500 Kortrijk
Active since 3 November 2015
Anzegemsesteenweg(KRU) 14 box 1001
9770 Kruisem
Active since 3 November 2015
Ledestraat 2 box 2
9968 Assenede
Active since 1 January 2026
Kleitkalseide 156-158
9990 Maldegem
Active since 1 January 2026
Ingooigemplaats 54
8570 Anzegem
Active since 1 January 2022
Nieuw Plein(KRU) 11
9770 Kruisem
Active since 18 June 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →QUATANNENS EN CO same network
€ 1.3 million gross margin · 2025
J. QUATANNENS en Co
€ 225,392 gross margin · 2025
PINOR INVEST same network
€ 208,586 gross margin · 2025
QUANOR
€ 80,959 revenue · 2025
VARMETEC VOF
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Website info
Features
Details
- Company number
- 0642.616.189
- VAT number
- BE 0642.616.189
- Registered office
- Wortegemsesteenweg 9 bus 3, 8570 Anzegem
- Names & denominations
- Quatannens-Norga Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 2015
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- quatannens-norga.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars