Financials
Financial year 2025
CHERDON FINANCE from Ottignies-Louvain-la-Neuve, company number BE0641851275, closed financial year 2025 with a result of € 166,432 after tax. For that financial year CHERDON FINANCE recorded a gross margin of € 1 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 350,881 to € 166,432. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 20, 2026.
€ 1.1 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 166,432
▼ 53% vs 2024
Profit after tax over the fiscal year.
€ 366,675
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
30 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
6.8
▲ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 532,876
▲ 24% vs 2024
€ 78,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,358
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 573,165
▲ 77% vs 2024
€ 74,359 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 54,404
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 84,808
▼ 7% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 825,588 | € 924,807 | € 1,059,821 | € 1,034,258 | ▼ 2% |
| Profit after taxes | € 186,772 | € 224,493 | € 350,881 | € 166,432 | ▼ 53% |
| Equity | € 743,763 | € 868,256 | € 1,026,638 | € 1,143,069 | ▲ 11% |
| Total debts | € 617,443 | € 580,252 | € 619,175 | € 766,652 | ▲ 24% |
| Cash | € 862,845 | € 406,349 | € 656,854 | € 366,675 | ▼ 44% |
| Land & buildings | € 46,181 | € 46,299 | € 38,344 | € 38,344 | |
| Retained profit | € 723,763 | € 848,256 | € 1,006,638 | € 1,123,069 | ▲ 12% |
| Dividend | € 100,000 | € 100,000 | € 150,000 | € 50,000 | ▼ 67% |
| Bank debt | € 438,305 | € 386,970 | € 324,021 | € 573,165 | ▲ 77% |
| Balance sheet total | € 1,361,206 | € 1,448,508 | € 1,645,812 | € 1,909,721 | ▲ 16% |
| Employees (FTE) | - | 4.8 | 5 | 6.8 | ▲ 1.8 |
Key figures of CHERDON FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHERDON FINANCE?
What happened at CHERDON FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 166,432 (▼ 53% vs 2024). Source: NBB ↗
- New establishment in La Hulpe. KBO
- New establishment in Gembloux. KBO
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Start of the company according to the CBE. KBO
In short
From € 186,772 profit in 2022 to € 166,432 profit in 2025.
Paid € 337,475 in corporate taxes since 2022.
Best year ever: 2024, with € 350,881 profit.
On average € 152,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHERDON FINANCE is David Cherdon.
Directors
According to the 2025 annual accounts
David Cherdon
Director
Establishments
Establishment units
Physical locations of this company
Boulevard Martin 26
1340 Ottignies-Louvain-la-Neuve
Chaussée de Namur 122 box A
5030 Gembloux
Active since 1 April 2020
Rue des Combattants 113
1310 La Hulpe
Active since 30 October 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0641.851.275
- VAT number
- BE 0641.851.275
- Registered office
- Boulevard Martin 26, 1340 Ottignies-Louvain-la-Neuve
- Names & denominations
- CHERDON FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2015
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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